Compare Today’s Refinance Rates for Fairland, Indiana 46126
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fairland, Indiana 46126.
With a 30-year amortization refinance in Fairland and surrounding areas of Shelby county, our calculations show that you can expect to save up to $3,463 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fairland, Indiana 46126.
Summary of Average Refinances in Fairland, Indiana 46126
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Interactive Refinance Rate Projections for Fairland, Indiana 46126
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fairland, IN 46126, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fairland, Indiana 46126 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fairland, Indiana and the surrounding Shelby county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Fairland, Indiana 46126
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fairland, Indiana 46126, we have compiled a list of top refinance brokers to assist you in the process.
TIFFANY ANKNEY
Loan Officer
100 International Dr
Franklin, IN 46126
(317) 736-6664
tankney@e-farmcredit.com
BRENDA CANARY
Loan Officer
100 International Dr
Franklin, IN 46126
(317) 736-6664
bcanary@e-farmcredit.com
KALA JENKINS
Loan Officer
100 International Dr
Franklin, IN 46126
(317) 736-6664
kjenkin@e-farmcredit.com
ALLISON REGULA
Loan Officer
100 International Dr
Franklin, IN 46126
(317) 736-6664
aregula@e-farmcredit.com
SARAH TAYLOR
Loan Officer
100 International Dr
Franklin, IN 46126
(317) 736-6664
staylor@e-farmcredit.com
Address
100 International Dr
Franklin, IN
Contact
(317) 736-6664
Fax (301) 639-0804
tankney@e-farmcredit.com
Address
100 International Dr
Franklin, IN
Contact
(317) 736-6664
Fax (301) 639-0804
bcanary@e-farmcredit.com
Address
100 International Dr
Franklin, IN
Contact
(317) 736-6664
Fax (301) 639-0804
kjenkin@e-farmcredit.com