Compare Today’s Refinance Rates for Fredericksburg, Indiana 47120
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fredericksburg, Indiana 47120.
With a 30-year amortization refinance in Fredericksburg and surrounding areas of Washington county, our calculations show that you can expect to save up to $3,643 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fredericksburg, Indiana 47120.
Summary of Average Refinances in Fredericksburg, Indiana 47120
Become a certified mortgage expert on Pureloan.com
in Fredericksburg, Indiana 47120
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Fredericksburg, Indiana 47120
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fredericksburg, IN 47120, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fredericksburg, Indiana 47120 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fredericksburg, Indiana and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 58.27% | 55.89% | 51.32% | 65.95% | 58.42% | 52.30% | 47.77% | 59.52% |
| avg refi rate | 6.55% | 3.71% | 2.97% | 3.28% | 4.21% | 4.58% | 4.12% | 3.93% | 4.06% |
| % 15 year fixed refinance | 25.00% | 24.94% | 25.44% | 27.85% | 20.64% | 28.71% | 32.16% | 36.20% | 28.72% |
| avg refi rate | 5.52% | 2.80% | 2.46% | 2.82% | 3.61% | 3.90% | 3.37% | 3.15% | 3.29% |
| Avg credit score | 744.63 | 743.97 | 750.67 | 756.59 | 775.24 | 741.48 | 741.04 | 749.09 | 749.15 |
| Avg LTV (loan to value) | 59.88% | 60.43% | 66.63% | 69.41% | 70.83% | 69.26% | 72.30% | 72.60% | 74.03% |
| Avg DTI (debt to income) | 30.75 | 31.84 | 29.69 | 29.72 | 31.23 | 32.46 | 31.55 | 29.74 | 29.33 |
| Avg refinance insurance % | 1.88% | 0.98% | 2.38% | 3.01% | 3.93% | 2.37% | 3.64% | 4.01% | 5.91% |
Best Refinance Brokers around Fredericksburg, Indiana 47120
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fredericksburg, Indiana 47120, we have compiled a list of top refinance brokers to assist you in the process.
Linda Welch
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47120
(812) 945-4400
Linda@mysignaturemortgage.com
Katie King
Senior Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47120
(812) 945-4400
katie@mysignaturemortgage.com
Susan Popp
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47120
(812) 945-4400
susan@mysignaturemortgage.com
Sheryl Sprigler
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47120
(812) 945-4400
sheryl@mysignaturemortgage.com
Mary Gronotte
Mortgage Loan Officer
5170 Charlestown Rd
New Albany, IN 47120
(812) 948-4513
mary.gronotte@pncmortgage.com
Address
3001 Charlestown Xing Ste 3
New Albany, IN
Contact
(812) 945-4400
Fax (301) 639-0804
Linda@mysignaturemortgage.com
Address
3001 Charlestown Xing Ste 3
New Albany, IN
Contact
(812) 945-4400
Fax (301) 639-0804
katie@mysignaturemortgage.com
Address
3001 Charlestown Xing Ste 3
New Albany, IN
Contact
(812) 945-4400
Fax (301) 639-0804
susan@mysignaturemortgage.com