Compare Today’s Refinance Rates for Gary, Indiana

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gary, Indiana 46406. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gary and other areas of Lake county, expected lifetime cash savings are $1,315 or $4 / month.

For Gary, Indiana 46406, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gary, Indiana 46406

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gary, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gary, IN 46406, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gary, IN

Refinance Rates for Gary, Indiana 46406 from 2013 - 2020

Below are historical data on refinancing in Gary, Indiana and around Lake county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.95% 36.56% 42.92% 46.47% 53.72% 54.52% 49.23% 39.26%
avg refi rate 4.82% 4.48% 3.90% 3.74% 4.52% 4.08% 3.90% 3.99%
% 15 year fixed refinance 34.38% 41.70% 36.27% 37.04% 34.39% 28.91% 33.85% 44.29%
avg refi rate 4.23% 3.74% 3.23% 3.02% 3.55% 3.29% 3.06% 3.11%
Avg credit score 770.62 770.64 771.77 763.84 749.52 754.70 757.91 752.46
Avg LTV (loan to value) 66.76% 66.75% 67.96% 70.85% 72.87% 74.06% 71.74% 69.19%
Avg DTI (debt to income) 26.18 26.59 26.54 28.14 31.15 29.67 29.05 30.00
Avg refinance insurance % 1.89% 2.65% 2.83% 4.55% 5.07% 5.38% 4.52% 3.50%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gary, Indiana 46406

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gary, Indiana 46406, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Conley

Loan Officer

4000 W Lincoln Hwy

Merrillville, IN 46406

(219) 769-5941

mconley@lakemortgage.com

Sean Conley

Loan Officer

4000 W Lincoln Hwy

Merrillville, IN 46406

(219) 769-5941

SConley@lakemortgage.com

Terry Conley

Loan Officer

4000 W Lincoln Hwy

Merrillville, IN 46406

(219) 769-5941

TConley@lakemortgage.com

Greg Gordon

Vice President, Business Banking

600 East 84th Avenue, Merrillville, In

Merrillville, IN 46406

(219) 755-6165

ggordon@centier.com

Stephanie Schrage

Assistant Vice President, Business Banking

600 East 84th Avenue, Merrillville, In

Merrillville, IN 46406

(219) 755-6165

sschrage@centier.com

Address

4000 W Lincoln Hwy

Merrillville, IN

Contact

(219) 769-5941

Fax (301) 639-0804

mconley@lakemortgage.com

Address

4000 W Lincoln Hwy

Merrillville, IN

Contact

(219) 769-5941

Fax (301) 639-0804

SConley@lakemortgage.com

Address

4000 W Lincoln Hwy

Merrillville, IN

Contact

(219) 769-5941

Fax (301) 639-0804

TConley@lakemortgage.com

Refinancing News for Gary, Indiana 46406