Compare Today’s Refinance Rates for Greenwood, Indiana 46143
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Greenwood, Indiana 46143.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,597 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Greenwood and other areas of Johnson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Greenwood, Indiana 46143
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Interactive Refinance Rate Projections for Greenwood, Indiana 46143
Pureloan has developed an interactive chart to monitor the five largest local lenders in Greenwood, IN 46143, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Greenwood, Indiana 46143 from 2024 - 2016
The following historical data provides insights into refinancing trends in Greenwood, Indiana and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Greenwood, Indiana 46143
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Greenwood, Indiana 46143, we have compiled a list of top refinance brokers to assist you in the process.
Kim Martin
Mortgage Lender
1686 W Smith Valley Rd
Greenwood, IN 46143
(317) 888-1913
kim.martin@regions.com
Tim Knuppel
Loan Officer
1634 West Smith Valley Road
Greenwood, IN 46143
(801) 233-3700
tim.knuppel@academymortgage.com
Michael Mcclain
Loan Officer
1634 West Smith Valley Road
Greenwood, IN 46143
(801) 233-3700
michael.mcclain@academymortgage.com
Chris Hutson
Loan Officer
1634 West Smith Valley Road
Greenwood, IN 46143
(801) 233-3700
chris.hutson@academymortgage.com
Carrie Spiegel
Loan Officer
1634 West Smith Valley Road
Greenwood, IN 46143
(801) 233-3700
carrie.spiegel@academymortgage.com
Address
1686 W Smith Valley Rd
Greenwood, IN
Contact
(317) 888-1913
Fax (301) 639-0804
kim.martin@regions.com
Address
1634 West Smith Valley Road
Greenwood, IN
Contact
(801) 233-3700
Fax (301) 639-0804
tim.knuppel@academymortgage.com
Address
1634 West Smith Valley Road
Greenwood, IN
Contact
(801) 233-3700
Fax (301) 639-0804
michael.mcclain@academymortgage.com