Compare Today’s Refinance Rates for Guilford, Indiana 47022
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Guilford, Indiana 47022.
With a 30-year amortization refinance in Guilford and surrounding areas of Dearborn county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Guilford, Indiana 47022.
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Summary of Average Refinances in Guilford, Indiana 47022
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Guilford, Indiana 47022
Pureloan has developed an interactive chart to monitor the five largest local lenders in Guilford, IN 47022, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Guilford, Indiana 47022 from 2024 - 2016
The following historical data provides insights into refinancing trends in Guilford, Indiana and the surrounding Dearborn county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 71.43% | 60.24% | 45.65% | 46.08% | 53.98% | 61.54% | 43.31% | 44.66% | 38.73% |
avg refi rate | 6.75% | 3.69% | 2.96% | 3.14% | 4.11% | 4.61% | 4.04% | 3.77% | 3.93% |
% 15 year fixed refinance | 28.57% | 24.10% | 33.96% | 34.53% | 32.39% | 17.95% | 38.85% | 38.93% | 40.46% |
avg refi rate | 5.88% | 2.76% | 2.40% | 2.62% | 3.54% | 3.88% | 3.28% | 2.96% | 3.12% |
Avg credit score | 728.86 | 747.39 | 750.98 | 755.94 | 749.59 | 744.13 | 746.98 | 755.58 | 754.34 |
Avg LTV (loan to value) | 52.43% | 60.31% | 63.98% | 67.24% | 70.80% | 70.24% | 68.34% | 69.23% | 67.98% |
Avg DTI (debt to income) | 32.57 | 29.77 | 29.46 | 28.44 | 29.68 | 30.89 | 30.40 | 28.68 | 28.93 |
Avg refinance insurance % | 0.73% | 1.91% | 2.43% | 4.34% | 2.81% | 1.85% | 2.65% | 3.05% |
Best Refinance Brokers around Guilford, Indiana 47022
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Guilford, Indiana 47022, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sherri Schomber
Mortgage Loan Officer
137 S Main St
Batesville, IN 47022
(812) 934-4411
sherri.schomber@pncmortgage.com
Address
137 S Main St
Batesville, IN
Contact
(812) 934-4411
Fax (301) 639-0804
sherri.schomber@pncmortgage.com