Compare Today’s Refinance Rates for Harmony, Indiana 47853
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harmony, Indiana 47853.
With a 30-year amortization refinance in Harmony and surrounding areas of Clay county, our calculations show that you can expect to save up to $5,253 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Harmony, Indiana 47853.
Summary of Average Refinances in Harmony, Indiana 47853
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Interactive Refinance Rate Projections for Harmony, Indiana 47853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harmony, IN 47853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harmony, Indiana 47853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harmony, Indiana and the surrounding Clay county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 57.50% | 46.54% | 46.85% | 51.16% | 34.83% | 40.44% | 44.24% | 50.36% |
avg refi rate | 6.59% | 4.09% | 3.12% | 3.40% | 4.38% | 4.57% | 4.16% | 3.83% | 4.07% |
% 15 year fixed refinance | 14.29% | 26.67% | 32.26% | 29.72% | 27.91% | 22.47% | 30.88% | 36.97% | 32.85% |
avg refi rate | 5.94% | 3.02% | 2.61% | 2.81% | 3.84% | 4.00% | 3.34% | 3.20% | 3.31% |
Avg credit score | 1418.50 | 724.15 | 744.51 | 752.29 | 731.60 | 743.15 | 732.85 | 740.23 | 742.36 |
Avg LTV (loan to value) | 60.50% | 66.14% | 69.42% | 73.01% | 71.95% | 74.93% | 74.36% | 74.78% | 73.47% |
Avg DTI (debt to income) | 29.79 | 31.40 | 30.55 | 29.36 | 31.77 | 32.19 | 32.51 | 30.02 | 29.03 |
Avg refinance insurance % | 0.86% | 2.99% | 3.29% | 4.90% | 5.40% | 6.63% | 6.56% | 5.40% | 5.88% |
Best Refinance Brokers around Harmony, Indiana 47853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harmony, Indiana 47853, we have compiled a list of top refinance brokers to assist you in the process.
NATASHA COX
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47853
(219) 866-4608
ncox@e-farmcredit.com
ASHLEY HOPP
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47853
(219) 866-4608
ahopp@e-farmcredit.com
LAURA LUCK
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47853
(219) 866-4608
lluck@e-farmcredit.com
CLAYTON NAGEL
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47853
(219) 866-4608
cnagel@e-farmcredit.com
SUSAN OLSON
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47853
(219) 866-4608
solson@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
ncox@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
ahopp@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
lluck@e-farmcredit.com