Compare Today’s Refinance Rates for Harrodsburg, Indiana 47434
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harrodsburg, Indiana 47434.
With a 30-year amortization refinance in Harrodsburg and surrounding areas of Lawrence county, our calculations show that you can expect to save up to $838 over the lifetime of your mortgage, or a monthly savings of $2. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Harrodsburg, Indiana 47434.
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Summary of Average Refinances in Harrodsburg, Indiana 47434
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Harrodsburg, Indiana 47434
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrodsburg, IN 47434, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrodsburg, Indiana 47434 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrodsburg, Indiana and the surrounding Lawrence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.67% | 63.94% | 54.15% | 51.81% | 70.00% | 58.99% | 46.24% | 48.02% | 51.10% |
avg refi rate | 6.44% | 3.98% | 2.99% | 3.25% | 4.26% | 4.54% | 4.18% | 3.90% | 4.01% |
% 15 year fixed refinance | 6.67% | 21.63% | 26.83% | 31.69% | 16.40% | 28.06% | 37.63% | 37.44% | 35.71% |
avg refi rate | 5.88% | 3.00% | 2.48% | 2.79% | 3.71% | 3.95% | 3.26% | 3.12% | 3.18% |
Avg credit score | 719.40 | 742.30 | 755.12 | 762.93 | 749.72 | 744.00 | 744.93 | 747.92 | 749.45 |
Avg LTV (loan to value) | 58.40% | 60.63% | 63.08% | 66.77% | 69.44% | 69.42% | 69.05% | 70.55% | 70.45% |
Avg DTI (debt to income) | 37.20 | 32.10 | 29.22 | 28.33 | 30.52 | 30.37 | 30.33 | 30.78 | 30.68 |
Avg refinance insurance % | 2.00% | 0.82% | 1.56% | 3.12% | 3.47% | 2.73% | 2.94% | 3.92% | 3.83% |
Best Refinance Brokers around Harrodsburg, Indiana 47434
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrodsburg, Indiana 47434, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Paul Wilson
Originator
505 S Woodscrest Dr
Bloomington, IN 47434
(812) 558-3830
paul.wilson@americanmortgage.com
Sandra Mead
Mortgage Lender
89 W Vincennes St
Linton, IN 47434
(812) 512-1465
sandra.mead@regions.com
Address
505 S Woodscrest Dr
Bloomington, IN
Contact
(812) 558-3830
Fax (301) 639-0804
paul.wilson@americanmortgage.com
Address
89 W Vincennes St
Linton, IN
Contact
(812) 512-1465
Fax (301) 639-0804
sandra.mead@regions.com