Compare Today’s Refinance Rates for Helmsburg, Indiana 47435
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Helmsburg, Indiana 47435.
With a 30-year amortization refinance in Helmsburg and surrounding areas of Brown county, our calculations show that you can expect to save up to $6,419 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Helmsburg, Indiana 47435.
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Summary of Average Refinances in Helmsburg, Indiana 47435
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Helmsburg, Indiana 47435
Pureloan has developed an interactive chart to monitor the five largest local lenders in Helmsburg, IN 47435, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Helmsburg, Indiana 47435 from 2024 - 2016
The following historical data provides insights into refinancing trends in Helmsburg, Indiana and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.67% | 63.94% | 54.15% | 51.81% | 70.00% | 58.99% | 46.24% | 48.02% | 51.10% |
| avg refi rate | 6.44% | 3.98% | 2.99% | 3.25% | 4.26% | 4.54% | 4.18% | 3.90% | 4.01% |
| % 15 year fixed refinance | 6.67% | 21.63% | 26.83% | 31.69% | 16.40% | 28.06% | 37.63% | 37.44% | 35.71% |
| avg refi rate | 5.88% | 3.00% | 2.48% | 2.79% | 3.71% | 3.95% | 3.26% | 3.12% | 3.18% |
| Avg credit score | 719.40 | 742.30 | 755.12 | 762.93 | 749.72 | 744.00 | 744.93 | 747.92 | 749.45 |
| Avg LTV (loan to value) | 58.40% | 60.63% | 63.08% | 66.77% | 69.44% | 69.42% | 69.05% | 70.55% | 70.45% |
| Avg DTI (debt to income) | 37.20 | 32.10 | 29.22 | 28.33 | 30.52 | 30.37 | 30.33 | 30.78 | 30.68 |
| Avg refinance insurance % | 2.00% | 0.82% | 1.56% | 3.12% | 3.47% | 2.73% | 2.94% | 3.92% | 3.83% |
Best Refinance Brokers around Helmsburg, Indiana 47435
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Helmsburg, Indiana 47435, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sandra Mead
Mortgage Lender
89 W Vincennes St
Linton, IN 47435
(812) 512-1465
sandra.mead@regions.com
Paul Wilson
Originator
505 S Woodscrest Dr
Bloomington, IN 47435
(812) 558-3830
paul.wilson@americanmortgage.com
Address
89 W Vincennes St
Linton, IN
Contact
(812) 512-1465
Fax (301) 639-0804
sandra.mead@regions.com
Address
505 S Woodscrest Dr
Bloomington, IN
Contact
(812) 558-3830
Fax (301) 639-0804
paul.wilson@americanmortgage.com