Compare Today’s Refinance Rates for Hemlock, Indiana 46937
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hemlock, Indiana 46937.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,732 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Hemlock and other areas of Tipton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hemlock, Indiana 46937
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Interactive Refinance Rate Projections for Hemlock, Indiana 46937
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hemlock, IN 46937, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hemlock, Indiana 46937 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hemlock, Indiana and the surrounding Tipton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 68.42% | 49.77% | 51.09% | 47.23% | 62.38% | 51.03% | 50.87% | 37.44% | 45.83% |
| avg refi rate | 6.74% | 3.93% | 3.02% | 3.32% | 4.33% | 4.66% | 4.18% | 3.90% | 4.02% |
| % 15 year fixed refinance | 15.79% | 30.88% | 28.99% | 32.94% | 26.24% | 31.72% | 35.84% | 48.46% | 39.06% |
| avg refi rate | 6.25% | 2.96% | 2.47% | 2.77% | 3.80% | 3.93% | 3.45% | 3.06% | 3.25% |
| Avg credit score | 718.58 | 735.78 | 746.84 | 752.96 | 741.90 | 732.42 | 742.85 | 744.64 | 744.81 |
| Avg LTV (loan to value) | 63.79% | 62.71% | 67.98% | 70.77% | 72.37% | 73.28% | 72.25% | 72.51% | 72.64% |
| Avg DTI (debt to income) | 31.89 | 32.22 | 29.42 | 29.16 | 31.51 | 33.38 | 30.91 | 28.49 | 28.89 |
| Avg refinance insurance % | 1.95% | 2.03% | 2.84% | 3.95% | 6.06% | 6.97% | 4.73% | 4.63% | 5.97% |
Best Refinance Brokers around Hemlock, Indiana 46937
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hemlock, Indiana 46937, we have compiled a list of top refinance brokers to assist you in the process.
Patty Street
Mortgage Loan Officer
One Cass City Center, 301 E. Broadway.
Logansport, IN 46937
(574) 722-4614
patricia.street@pncmortgage.com
Penny Ramsey
Loan Officer
507 E 9th St
Rochester, IN 46937
(888) 522-2265
Penny.Ramsey@lakecitybank.com
Dennis Banks
Mortgage Banker
931 E Main St
Gas City, IN 46937
(765) 673-6460
dennis.banks@starfinancial.com
David Wilson
Loan Officer
1012 N Baldwin Ave
Marion, IN 46937
765664
dwilson@amerifirst.com
Gem McKinney
Loan Officer
1012 N Baldwin Ave
Marion, IN 46937
765664
gem@amerifirst.com
Address
One Cass City Center, 301 E. Broadway.
Logansport, IN
Contact
(574) 722-4614
Fax (301) 639-0804
patricia.street@pncmortgage.com
Address
507 E 9th St
Rochester, IN
Contact
(888) 522-2265
Fax (301) 639-0804
Penny.Ramsey@lakecitybank.com
Address
931 E Main St
Gas City, IN
Contact
(765) 673-6460
Fax (301) 639-0804
dennis.banks@starfinancial.com