Compare Today’s Refinance Rates for Hobbs, Indiana 46047
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hobbs, Indiana 46047.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hobbs, Indiana 46047. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,404 or $7 per month in Hobbs and other parts of Tipton county.
Summary of Average Refinances in Hobbs, Indiana 46047
Become a certified mortgage expert on Pureloan.com
in Hobbs, Indiana 46047
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Hobbs, Indiana 46047
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hobbs, IN 46047, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hobbs, Indiana 46047 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hobbs, Indiana and the surrounding Tipton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Hobbs, Indiana 46047
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hobbs, Indiana 46047, we have compiled a list of top refinance brokers to assist you in the process.
Kodie Bonebrake
Mortgage Loan Officer
1395 W Oak St
Zionsville, IN 46047
(317) 873-3377
kodie.bonebrake@pncmortgage.com
Dave Bowers
Senior Vice President, Business Banking
11611 N Meridian St Ste 175
Carmel, IN 46047
(317) 574-0436 Ext3904
dbowers@centier.com
Jeff Olds
Vice President, Business Banking
11611 N Meridian St Ste 175
Carmel, IN 46047
(317) 574-0436 Ext3902
jolds@centier.com
Kim Woody
Loan Officer
11590 N Meridian St
Carmel, IN 46047
(877) 642-4642
woodyka@ugcorp.com
Dale Proctor
Loan Officer
11590 N Meridian St
Carmel, IN 46047
(877) 642-4642
rproctor@ugcorp.com
Address
1395 W Oak St
Zionsville, IN
Contact
(317) 873-3377
Fax (301) 639-0804
kodie.bonebrake@pncmortgage.com
Address
11611 N Meridian St Ste 175
Carmel, IN
Contact
(317) 574-0436 Ext3904
Fax (301) 639-0804
dbowers@centier.com
Address
11611 N Meridian St Ste 175
Carmel, IN
Contact
(317) 574-0436 Ext3902
Fax (301) 639-0804
jolds@centier.com