Compare Today’s Refinance Rates for Hope, Indiana 47246
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hope, Indiana 47246.
With a 30-year amortization refinance in Hope and surrounding areas of Bartholomew county, our calculations show that you can expect to save up to $3,793 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hope, Indiana 47246.
Summary of Average Refinances in Hope, Indiana 47246
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Interactive Refinance Rate Projections for Hope, Indiana 47246
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hope, IN 47246, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hope, Indiana 47246 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hope, Indiana and the surrounding Bartholomew county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Hope, Indiana 47246
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hope, Indiana 47246, we have compiled a list of top refinance brokers to assist you in the process.
BRENT DITMARS
Loan Officer
2905 State St
Columbus, IN 47246
(812) 376-6838
bditmar@e-farmcredit.com
JOHN EVANS
Loan Officer
2905 State St
Columbus, IN 47246
(812) 376-6838
jevans@e-farmcredit.com
TERRI JURASKOVICH
Loan Officer
2905 State St
Columbus, IN 47246
(812) 376-6838
tjurask@e-farmcredit.com
ELIZABETH MAUER
Loan Officer
2905 State St
Columbus, IN 47246
(812) 376-6838
emauer@e-farmcredit.com
MARCI MCCAULEY
Loan Officer
2905 State St
Columbus, IN 47246
(812) 376-6838
mmccaul@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
bditmar@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
jevans@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
tjurask@e-farmcredit.com