Compare Today’s Refinance Rates for Indianapolis, Indiana

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Indianapolis, Indiana 46298. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Indianapolis and surrounding areas of Marion county, your expected lifetime cash savings are $3,099 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Indianapolis, Indiana 46298.

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Summary of Average Refinance Terms in Indianapolis, Indiana 46298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Indianapolis, IN 46298, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Indianapolis, Indiana 46298 from 2012 - 2019

Below are historical data on refinancing in Indianapolis, Indiana and around Marion county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.95% 36.56% 42.92% 46.47% 53.72% 54.52% 49.23% 39.26%
avg refi rate 4.82% 4.48% 3.90% 3.74% 4.52% 4.08% 3.90% 3.99%
% 15 year fixed refinance 34.38% 41.70% 36.27% 37.04% 34.39% 28.91% 33.85% 44.29%
avg refi rate 4.23% 3.74% 3.23% 3.02% 3.55% 3.29% 3.06% 3.11%
Avg credit score 770.62 770.64 771.77 763.84 749.52 754.70 757.91 752.46
Avg LTV (loan to value) 66.76% 66.75% 67.96% 70.85% 72.87% 74.06% 71.74% 69.19%
Avg DTI (debt to income) 26.18 26.59 26.54 28.14 31.15 29.67 29.05 30.00
Avg refinance insurance % 1.89% 2.65% 2.83% 4.55% 5.07% 5.38% 4.52% 3.50%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Indianapolis, Indiana 46298

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Indianapolis, Indiana 46298, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Delia Webster

Mortgage Lender

5640 Emerson Way

Indianapolis, IN 46298

(317) 259-7392

delia.webster@regions.com

Mark Sackett

Mortgage Lender

7329 Rockville Rd

Indianapolis, IN 46298

(317) 209-9520

mark.sackett@regions.com

Jennifer Payne

Mortgage Lender

9885 Fall Creek Rd

Indianapolis, IN 46298

(317) 841-7943

jennifer.payne@regions.com

Kim Bradley

Mortgage Lender

5151 East 82Nd Street

Indianapolis, IN 46298

(317) 841-8693

kim.bradley@regions.com

Gary Adams

Mortgage Lender

One Indiana Square

Indianapolis, IN 46298

(317) 221-6637

gary.adams@regions.com

Address

5640 Emerson Way

Indianapolis, IN

Contact

(317) 259-7392

Fax (301) 639-0804

delia.webster@regions.com

Address

7329 Rockville Rd

Indianapolis, IN

Contact

(317) 209-9520

Fax (301) 639-0804

mark.sackett@regions.com

Address

9885 Fall Creek Rd

Indianapolis, IN

Contact

(317) 841-7943

Fax (301) 639-0804

jennifer.payne@regions.com

Refinancing News for Indianapolis, Indiana 46298