Compare Today’s Refinance Rates for Jeffersonville, Indiana 47132
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jeffersonville, Indiana 47132.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,836 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Jeffersonville and other areas of Clark county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Jeffersonville, Indiana 47132
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Interactive Refinance Rate Projections for Jeffersonville, Indiana 47132
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jeffersonville, IN 47132, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jeffersonville, Indiana 47132 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jeffersonville, Indiana and the surrounding Clark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 58.27% | 55.89% | 51.32% | 65.95% | 58.42% | 52.30% | 47.77% | 59.52% |
avg refi rate | 6.55% | 3.71% | 2.97% | 3.28% | 4.21% | 4.58% | 4.12% | 3.93% | 4.06% |
% 15 year fixed refinance | 25.00% | 24.94% | 25.44% | 27.85% | 20.64% | 28.71% | 32.16% | 36.20% | 28.72% |
avg refi rate | 5.52% | 2.80% | 2.46% | 2.82% | 3.61% | 3.90% | 3.37% | 3.15% | 3.29% |
Avg credit score | 744.63 | 743.97 | 750.67 | 756.59 | 775.24 | 741.48 | 741.04 | 749.09 | 749.15 |
Avg LTV (loan to value) | 59.88% | 60.43% | 66.63% | 69.41% | 70.83% | 69.26% | 72.30% | 72.60% | 74.03% |
Avg DTI (debt to income) | 30.75 | 31.84 | 29.69 | 29.72 | 31.23 | 32.46 | 31.55 | 29.74 | 29.33 |
Avg refinance insurance % | 1.88% | 0.98% | 2.38% | 3.01% | 3.93% | 2.37% | 3.64% | 4.01% | 5.91% |
Best Refinance Brokers around Jeffersonville, Indiana 47132
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jeffersonville, Indiana 47132, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Barker
Mortgage Loan Officer
2705 E 10th St
Jeffersonville, IN 47132
(502) 412-0574
cabarker@bbandt.com
Linda Welch
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47132
(812) 945-4400
Linda@mysignaturemortgage.com
Katie King
Senior Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47132
(812) 945-4400
katie@mysignaturemortgage.com
Susan Popp
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47132
(812) 945-4400
susan@mysignaturemortgage.com
Sheryl Sprigler
Loan Officer
3001 Charlestown Xing Ste 3
New Albany, IN 47132
(812) 945-4400
sheryl@mysignaturemortgage.com
Address
2705 E 10th St
Jeffersonville, IN
Contact
(502) 412-0574
Fax (301) 639-0804
cabarker@bbandt.com
Address
3001 Charlestown Xing Ste 3
New Albany, IN
Contact
(812) 945-4400
Fax (301) 639-0804
Linda@mysignaturemortgage.com
Address
3001 Charlestown Xing Ste 3
New Albany, IN
Contact
(812) 945-4400
Fax (301) 639-0804
katie@mysignaturemortgage.com