Compare Today’s Refinance Rates for La Porte, Indiana 46350
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in La Porte, Indiana 46350.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in La Porte, Indiana 46350. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,857 or $13 per month in La Porte and other parts of La Porte county.
Summary of Average Refinances in La Porte, Indiana 46350
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Interactive Refinance Rate Projections for La Porte, Indiana 46350
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Porte, IN 46350, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Porte, Indiana 46350 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Porte, Indiana and the surrounding La Porte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 76.47% | 52.78% | 57.32% | 55.39% | 61.02% | 49.87% | 49.92% | 52.64% | 53.68% |
avg refi rate | 6.46% | 3.58% | 3.01% | 3.34% | 4.18% | 4.60% | 4.14% | 3.91% | 4.11% |
% 15 year fixed refinance | 17.65% | 30.63% | 25.74% | 27.38% | 25.10% | 36.78% | 37.08% | 34.53% | 32.79% |
avg refi rate | 4.96% | 2.84% | 2.50% | 2.84% | 3.60% | 3.93% | 3.36% | 3.14% | 3.30% |
Avg credit score | 753.76 | 752.95 | 754.95 | 759.07 | 750.99 | 736.44 | 745.18 | 752.84 | 754.08 |
Avg LTV (loan to value) | 61.41% | 60.03% | 65.50% | 70.04% | 72.56% | 68.89% | 71.84% | 72.12% | 72.02% |
Avg DTI (debt to income) | 36.24 | 32.99 | 30.78 | 31.04 | 32.41 | 32.66 | 32.42 | 31.90 | 30.90 |
Avg refinance insurance % | 3.65% | 0.89% | 2.06% | 3.48% | 5.53% | 3.68% | 4.20% | 5.08% | 5.42% |
Best Refinance Brokers around La Porte, Indiana 46350
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Porte, Indiana 46350, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Smart
Loan Officer
73 Pine Lake Avenue
La Porte, IN 46350
(219) 324-6368
jsmart@centier.com
Sally Swanson
Mortgage Loan Officer
800 Lincolnway
La Porte, IN 46350
(219) 873-9763
sally.swanson@pncmortgage.com
Lois Swanson
Loan Officer
1500 Lincolnway
La Porte, IN 46350
(219) 362-3980
lswanson@accesshorizon.com
Michael Conley
Loan Officer
4000 W Lincoln Hwy
Merrillville, IN 46350
(219) 769-5941
mconley@lakemortgage.com
Sean Conley
Loan Officer
4000 W Lincoln Hwy
Merrillville, IN 46350
(219) 769-5941
SConley@lakemortgage.com
Address
73 Pine Lake Avenue
La Porte, IN
Contact
(219) 324-6368
Fax (301) 639-0804
jsmart@centier.com
Address
800 Lincolnway
La Porte, IN
Contact
(219) 873-9763
Fax (301) 639-0804
sally.swanson@pncmortgage.com
Address
1500 Lincolnway
La Porte, IN
Contact
(219) 362-3980
Fax (301) 639-0804
lswanson@accesshorizon.com