Compare Today’s Refinance Rates for Lyons, Indiana 47443
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lyons, Indiana 47443.
With a 30-year amortization refinance in Lyons and surrounding areas of Greene county, our calculations show that you can expect to save up to $5,836 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lyons, Indiana 47443.
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Summary of Average Refinances in Lyons, Indiana 47443
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lyons, Indiana 47443
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lyons, IN 47443, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lyons, Indiana 47443 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lyons, Indiana and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.67% | 63.94% | 54.15% | 51.81% | 70.00% | 58.99% | 46.24% | 48.02% | 51.10% |
avg refi rate | 6.44% | 3.98% | 2.99% | 3.25% | 4.26% | 4.54% | 4.18% | 3.90% | 4.01% |
% 15 year fixed refinance | 6.67% | 21.63% | 26.83% | 31.69% | 16.40% | 28.06% | 37.63% | 37.44% | 35.71% |
avg refi rate | 5.88% | 3.00% | 2.48% | 2.79% | 3.71% | 3.95% | 3.26% | 3.12% | 3.18% |
Avg credit score | 719.40 | 742.30 | 755.12 | 762.93 | 749.72 | 744.00 | 744.93 | 747.92 | 749.45 |
Avg LTV (loan to value) | 58.40% | 60.63% | 63.08% | 66.77% | 69.44% | 69.42% | 69.05% | 70.55% | 70.45% |
Avg DTI (debt to income) | 37.20 | 32.10 | 29.22 | 28.33 | 30.52 | 30.37 | 30.33 | 30.78 | 30.68 |
Avg refinance insurance % | 2.00% | 0.82% | 1.56% | 3.12% | 3.47% | 2.73% | 2.94% | 3.92% | 3.83% |
Best Refinance Brokers around Lyons, Indiana 47443
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lyons, Indiana 47443, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sandra Mead
Mortgage Lender
89 W Vincennes St
Linton, IN 47443
(812) 512-1465
sandra.mead@regions.com
Paul Wilson
Originator
505 S Woodscrest Dr
Bloomington, IN 47443
(812) 558-3830
paul.wilson@americanmortgage.com
Address
89 W Vincennes St
Linton, IN
Contact
(812) 512-1465
Fax (301) 639-0804
sandra.mead@regions.com
Address
505 S Woodscrest Dr
Bloomington, IN
Contact
(812) 558-3830
Fax (301) 639-0804
paul.wilson@americanmortgage.com