Compare Today’s Refinance Rates for Milford, Indiana 46542
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Milford, Indiana 46542.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,048 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Milford and other areas of Kosciusko county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Milford, Indiana 46542
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Interactive Refinance Rate Projections for Milford, Indiana 46542
Pureloan has developed an interactive chart to monitor the five largest local lenders in Milford, IN 46542, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Milford, Indiana 46542 from 2024 - 2016
The following historical data provides insights into refinancing trends in Milford, Indiana and the surrounding Kosciusko county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.86% | 46.12% | 50.48% | 48.73% | 58.97% | 45.82% | 40.86% | 41.37% | 40.48% |
avg refi rate | 6.72% | 3.73% | 3.03% | 3.35% | 4.21% | 4.71% | 4.14% | 3.87% | 4.04% |
% 15 year fixed refinance | 32.65% | 33.74% | 34.71% | 28.63% | 41.04% | 47.04% | 47.18% | 44.81% | |
avg refi rate | 2.81% | 2.49% | 2.82% | 3.66% | 3.90% | 3.28% | 3.08% | 3.17% | |
Avg credit score | 725.64 | 741.07 | 752.22 | 760.96 | 752.09 | 736.00 | 743.33 | 752.35 | 750.43 |
Avg LTV (loan to value) | 57.64% | 59.56% | 64.71% | 68.21% | 70.24% | 68.73% | 68.72% | 69.97% | 71.45% |
Avg DTI (debt to income) | 35.00 | 30.58 | 29.24 | 29.29 | 30.35 | 30.77 | 29.81 | 29.14 | 28.96 |
Avg refinance insurance % | 4.43% | 1.06% | 2.36% | 3.46% | 4.53% | 3.84% | 3.45% | 3.68% | 4.70% |
Best Refinance Brokers around Milford, Indiana 46542
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Milford, Indiana 46542, we have compiled a list of top refinance brokers to assist you in the process.
Jane Miller
Loan Officer
712 Wayne St
Middlebury, IN 46542
(888) 522-2265
Jane.Miller@lakecitybank.com
MICHELLE ZAROBINSKI
Loan Officer
2410 Grape Rd
Mishawaka, IN 46542
(574) 252-4024
michelle.m.zarobinski@wellsfargo.com
LAURIE SATOSKI
Loan Officer
2410 Grape Rd
Mishawaka, IN 46542
(574) 252-4024
laurie.j.satoski@wellsfargo.com
LARRY HODGES
Loan Officer
2410 Grape Rd
Mishawaka, IN 46542
(574) 252-4024
Larry.J.Hodges@wellsfargo.com
DOROTHY WAGGONER
Loan Officer
2410 Grape Rd
Mishawaka, IN 46542
(574) 252-4024
dee.waggoner@wellsfargo.com
Address
712 Wayne St
Middlebury, IN
Contact
(888) 522-2265
Fax (301) 639-0804
Jane.Miller@lakecitybank.com
Address
2410 Grape Rd
Mishawaka, IN
Contact
(574) 252-4024
Fax (301) 639-0804
michelle.m.zarobinski@wellsfargo.com
Address
2410 Grape Rd
Mishawaka, IN
Contact
(574) 252-4024
Fax (301) 639-0804
laurie.j.satoski@wellsfargo.com