Compare Today’s Refinance Rates for Millersburg, Indiana 46543
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Millersburg, Indiana 46543.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Millersburg, Indiana 46543. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,003 or $19 per month in Millersburg and other parts of Elkhart county.
Summary of Average Refinances in Millersburg, Indiana 46543
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Interactive Refinance Rate Projections for Millersburg, Indiana 46543
Pureloan has developed an interactive chart to monitor the five largest local lenders in Millersburg, IN 46543, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Millersburg, Indiana 46543 from 2024 - 2016
The following historical data provides insights into refinancing trends in Millersburg, Indiana and the surrounding Elkhart county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.86% | 46.12% | 50.48% | 48.73% | 58.97% | 45.82% | 40.86% | 41.37% | 40.48% |
avg refi rate | 6.72% | 3.73% | 3.03% | 3.35% | 4.21% | 4.71% | 4.14% | 3.87% | 4.04% |
% 15 year fixed refinance | 32.65% | 33.74% | 34.71% | 28.63% | 41.04% | 47.04% | 47.18% | 44.81% | |
avg refi rate | 2.81% | 2.49% | 2.82% | 3.66% | 3.90% | 3.28% | 3.08% | 3.17% | |
Avg credit score | 725.64 | 741.07 | 752.22 | 760.96 | 752.09 | 736.00 | 743.33 | 752.35 | 750.43 |
Avg LTV (loan to value) | 57.64% | 59.56% | 64.71% | 68.21% | 70.24% | 68.73% | 68.72% | 69.97% | 71.45% |
Avg DTI (debt to income) | 35.00 | 30.58 | 29.24 | 29.29 | 30.35 | 30.77 | 29.81 | 29.14 | 28.96 |
Avg refinance insurance % | 4.43% | 1.06% | 2.36% | 3.46% | 4.53% | 3.84% | 3.45% | 3.68% | 4.70% |
Best Refinance Brokers around Millersburg, Indiana 46543
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Millersburg, Indiana 46543, we have compiled a list of top refinance brokers to assist you in the process.
Jane Miller
Loan Officer
712 Wayne St
Middlebury, IN 46543
(888) 522-2265
Jane.Miller@lakecitybank.com
MICHELLE ZAROBINSKI
Loan Officer
2410 Grape Rd
Mishawaka, IN 46543
(574) 252-4024
michelle.m.zarobinski@wellsfargo.com
LAURIE SATOSKI
Loan Officer
2410 Grape Rd
Mishawaka, IN 46543
(574) 252-4024
laurie.j.satoski@wellsfargo.com
LARRY HODGES
Loan Officer
2410 Grape Rd
Mishawaka, IN 46543
(574) 252-4024
Larry.J.Hodges@wellsfargo.com
DOROTHY WAGGONER
Loan Officer
2410 Grape Rd
Mishawaka, IN 46543
(574) 252-4024
dee.waggoner@wellsfargo.com
Address
712 Wayne St
Middlebury, IN
Contact
(888) 522-2265
Fax (301) 639-0804
Jane.Miller@lakecitybank.com
Address
2410 Grape Rd
Mishawaka, IN
Contact
(574) 252-4024
Fax (301) 639-0804
michelle.m.zarobinski@wellsfargo.com
Address
2410 Grape Rd
Mishawaka, IN
Contact
(574) 252-4024
Fax (301) 639-0804
laurie.j.satoski@wellsfargo.com