Compare Today’s Refinance Rates for Mishawaka, Indiana

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Mishawaka, Indiana 46545. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,613 or $13 / month in Mishawaka and other areas of St Joseph county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mishawaka, Indiana 46545.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mishawaka, Indiana 46545

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mishawaka, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mishawaka, IN 46545, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mishawaka, IN

Refinance Rates for Mishawaka, Indiana 46545 from 2013 - 2020

Below are historical data on refinancing in Mishawaka, Indiana and around St Joseph county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.95% 36.56% 42.92% 46.47% 53.72% 54.52% 49.23% 39.26%
avg refi rate 4.82% 4.48% 3.90% 3.74% 4.52% 4.08% 3.90% 3.99%
% 15 year fixed refinance 34.38% 41.70% 36.27% 37.04% 34.39% 28.91% 33.85% 44.29%
avg refi rate 4.23% 3.74% 3.23% 3.02% 3.55% 3.29% 3.06% 3.11%
Avg credit score 770.62 770.64 771.77 763.84 749.52 754.70 757.91 752.46
Avg LTV (loan to value) 66.76% 66.75% 67.96% 70.85% 72.87% 74.06% 71.74% 69.19%
Avg DTI (debt to income) 26.18 26.59 26.54 28.14 31.15 29.67 29.05 30.00
Avg refinance insurance % 1.89% 2.65% 2.83% 4.55% 5.07% 5.38% 4.52% 3.50%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mishawaka, Indiana 46545

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mishawaka, Indiana 46545, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Katherine Chapple

Loan Officer

25 W. Cleveland

Mishawaka, IN 46545

(800) 539-2968

katherine_m_chapple@keybank.com

Tony Davey

Senior Associate Broker

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN 46545

(574) 485-1536

tonydavey@cressyandeverett.com

Sheral Litell

Senior Associate Broker

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN 46545

(574) 485-1527

sherallitell@cressyandeverett.com

Ryan White

Senior Associate Broker

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN 46545

(574) 485-1503

ryanwhite@cressyandeverett.com

Ryan Gableman

Associate Broker

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN 46545

(574) 485-1502

ryangableman@cressyandeverett.com

Address

25 W. Cleveland

Mishawaka, IN

Contact

(800) 539-2968

Fax (301) 639-0804

katherine_m_chapple@keybank.com

Address

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN

Contact

(574) 485-1536

Fax (301) 639-0804

tonydavey@cressyandeverett.com

Address

3930 Edison Lakes Pkwy Ste 200

Mishawaka, IN

Contact

(574) 485-1527

Fax (301) 639-0804

sherallitell@cressyandeverett.com

Refinancing News for Mishawaka, Indiana 46545