Compare Today’s Refinance Rates for Muncie, Indiana 47308
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Muncie, Indiana 47308.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Muncie, Indiana 47308. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,580 or $7 per month in Muncie and other parts of Delaware county.
Summary of Average Refinances in Muncie, Indiana 47308
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Interactive Refinance Rate Projections for Muncie, Indiana 47308
Pureloan has developed an interactive chart to monitor the five largest local lenders in Muncie, IN 47308, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Muncie, Indiana 47308 from 2024 - 2016
The following historical data provides insights into refinancing trends in Muncie, Indiana and the surrounding Delaware county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 64.71% | 52.49% | 51.40% | 50.70% | 56.63% | 55.65% | 47.27% | 49.73% | 47.59% |
avg refi rate | 6.75% | 3.89% | 3.09% | 3.35% | 4.40% | 4.57% | 4.20% | 4.01% | 4.11% |
% 15 year fixed refinance | 11.76% | 27.62% | 31.64% | 31.53% | 27.11% | 29.84% | 36.36% | 39.57% | 41.57% |
avg refi rate | 5.19% | 3.12% | 2.55% | 2.82% | 3.75% | 3.85% | 3.36% | 3.05% | 3.16% |
Avg credit score | 715.24 | 731.36 | 747.80 | 750.41 | 735.04 | 735.93 | 737.88 | 739.44 | 746.17 |
Avg LTV (loan to value) | 63.00% | 63.08% | 68.46% | 71.87% | 73.59% | 70.32% | 73.70% | 73.90% | 73.67% |
Avg DTI (debt to income) | 34.59 | 31.67 | 29.89 | 29.47 | 30.46 | 31.83 | 29.68 | 30.91 | 29.80 |
Avg refinance insurance % | 4.24% | 1.43% | 2.78% | 3.76% | 5.60% | 3.83% | 5.32% | 5.59% | 5.07% |
Best Refinance Brokers around Muncie, Indiana 47308
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Muncie, Indiana 47308, we have compiled a list of top refinance brokers to assist you in the process.
Jill Haron
Mortgage Loan Officer
1812 W McGalliard Rd
Muncie, IN 47308
(765) 212-3115
jill.haron@americanmortgage.com
Kirk Kingery
Loan Officer
1716 N Wheeling Ave
Muncie, IN 47308
(888) 612-9198
kkingery@amerifirst.com
Lisa Hendrickson
Mortgage Banker
1651 E 29th St
Muncie, IN 47308
(765) 254-3490
lisa.hendrickson@starfinancial.com
Jeremy Campbell
Mortgage Banker
9213 W Smith St
Yorktown, IN 47308
(176) 575-9894
Jeremy.Campbell@chase.com
Paulette Lees
Mortgage Banker
403 Parkview Dr
New Castle, IN 47308
(765) 593-5152
paulette.lees@starfinancial.com
Address
1812 W McGalliard Rd
Muncie, IN
Contact
(765) 212-3115
Fax (301) 639-0804
jill.haron@americanmortgage.com
Address
1716 N Wheeling Ave
Muncie, IN
Contact
(888) 612-9198
Fax (301) 639-0804
kkingery@amerifirst.com
Address
1651 E 29th St
Muncie, IN
Contact
(765) 254-3490
Fax (301) 639-0804
lisa.hendrickson@starfinancial.com