Compare Today’s Refinance Rates for Muncie, Indiana

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Muncie, Indiana 47306. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Muncie and surrounding areas of Delaware county, your expected lifetime cash savings are $2,874 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Muncie, Indiana 47306.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Muncie, Indiana 47306

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Muncie, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Muncie, IN 47306, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Muncie, IN

Refinance Rates for Muncie, Indiana 47306 from 2013 - 2020

Below are historical data on refinancing in Muncie, Indiana and around Delaware county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 43.34% 35.24% 36.27% 43.72% 44.72% 39.80% 44.81% 38.95%
avg refi rate 4.82% 4.51% 3.84% 3.67% 4.37% 3.94% 3.78% 4.04%
% 15 year fixed refinance 35.67% 43.47% 41.23% 35.89% 40.65% 39.80% 38.52% 41.05%
avg refi rate 4.18% 3.73% 3.11% 2.89% 3.45% 3.14% 2.98% 3.17%
Avg credit score 765.49 762.84 767.27 759.17 746.42 753.78 755.02 754.61
Avg LTV (loan to value) 65.56% 66.08% 66.08% 68.15% 67.95% 67.99% 69.54% 67.68%
Avg DTI (debt to income) 27.63 27.53 27.65 28.79 30.43 29.07 28.96 29.12
Avg refinance insurance % 1.35% 1.48% 1.51% 2.18% 1.51% 3.01% 2.91% 1.95%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Muncie, Indiana 47306

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Muncie, Indiana 47306, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jill Haron

Mortgage Loan Officer

1812 W McGalliard Rd

Muncie, IN 47306

(765) 212-3115

jill.haron@americanmortgage.com

Kirk Kingery

Loan Officer

1716 N Wheeling Ave

Muncie, IN 47306

(888) 612-9198

kkingery@amerifirst.com

Lisa Hendrickson

Mortgage Banker

1651 E 29th St

Muncie, IN 47306

(765) 254-3490

lisa.hendrickson@starfinancial.com

Jeremy Campbell

Mortgage Banker

9213 W Smith St

Yorktown, IN 47306

(176) 575-9894

Jeremy.Campbell@chase.com

Paulette Lees

Mortgage Banker

403 Parkview Dr

New Castle, IN 47306

(765) 593-5152

paulette.lees@starfinancial.com

Address

1812 W McGalliard Rd

Muncie, IN

Contact

(765) 212-3115

Fax (301) 639-0804

jill.haron@americanmortgage.com

Address

1716 N Wheeling Ave

Muncie, IN

Contact

(888) 612-9198

Fax (301) 639-0804

kkingery@amerifirst.com

Address

1651 E 29th St

Muncie, IN

Contact

(765) 254-3490

Fax (301) 639-0804

lisa.hendrickson@starfinancial.com

Refinancing News for Muncie, Indiana 47306