Compare Today’s Refinance Rates for New Point, Indiana 47263
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in New Point, Indiana 47263.
With a 30-year amortization refinance in New Point and surrounding areas of Decatur county, our calculations show that you can expect to save up to $3,339 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for New Point, Indiana 47263.
Summary of Average Refinances in New Point, Indiana 47263
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Interactive Refinance Rate Projections for New Point, Indiana 47263
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Point, IN 47263, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Point, Indiana 47263 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Point, Indiana and the surrounding Decatur county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around New Point, Indiana 47263
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Point, Indiana 47263, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Hendrickson
Mortgage Banker
1651 E 29th St
Muncie, IN 47263
(765) 254-3490
lisa.hendrickson@starfinancial.com
Kirk Kingery
Loan Officer
1716 N Wheeling Ave
Muncie, IN 47263
(888) 612-9198
kkingery@amerifirst.com
Jeremy Campbell
Mortgage Banker
9213 W Smith St
Yorktown, IN 47263
(176) 575-9894
Jeremy.Campbell@chase.com
Paulette Lees
Mortgage Banker
403 Parkview Dr
New Castle, IN 47263
(765) 593-5152
paulette.lees@starfinancial.com
MATHEW BERGER
Loan Officer
14231 Teetor Rd
Hagerstown, IN 47263
(765) 489-4710
mberger@e-farmcredit.com
Address
1651 E 29th St
Muncie, IN
Contact
(765) 254-3490
Fax (301) 639-0804
lisa.hendrickson@starfinancial.com
Address
1716 N Wheeling Ave
Muncie, IN
Contact
(888) 612-9198
Fax (301) 639-0804
kkingery@amerifirst.com
Address
9213 W Smith St
Yorktown, IN
Contact
(176) 575-9894
Fax (301) 639-0804
Jeremy.Campbell@chase.com