Compare Today’s Refinance Rates for Scottsburg, Indiana 47170
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Scottsburg, Indiana 47170.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Scottsburg, Indiana 47170. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,113 or $28 per month in Scottsburg and other parts of Scott county.
Summary of Average Refinances in Scottsburg, Indiana 47170
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Interactive Refinance Rate Projections for Scottsburg, Indiana 47170
Pureloan has developed an interactive chart to monitor the five largest local lenders in Scottsburg, IN 47170, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Scottsburg, Indiana 47170 from 2024 - 2016
The following historical data provides insights into refinancing trends in Scottsburg, Indiana and the surrounding Scott county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 58.27% | 55.89% | 51.32% | 65.95% | 58.42% | 52.30% | 47.77% | 59.52% |
avg refi rate | 6.55% | 3.71% | 2.97% | 3.28% | 4.21% | 4.58% | 4.12% | 3.93% | 4.06% |
% 15 year fixed refinance | 25.00% | 24.94% | 25.44% | 27.85% | 20.64% | 28.71% | 32.16% | 36.20% | 28.72% |
avg refi rate | 5.52% | 2.80% | 2.46% | 2.82% | 3.61% | 3.90% | 3.37% | 3.15% | 3.29% |
Avg credit score | 744.63 | 743.97 | 750.67 | 756.59 | 775.24 | 741.48 | 741.04 | 749.09 | 749.15 |
Avg LTV (loan to value) | 59.88% | 60.43% | 66.63% | 69.41% | 70.83% | 69.26% | 72.30% | 72.60% | 74.03% |
Avg DTI (debt to income) | 30.75 | 31.84 | 29.69 | 29.72 | 31.23 | 32.46 | 31.55 | 29.74 | 29.33 |
Avg refinance insurance % | 1.88% | 0.98% | 2.38% | 3.01% | 3.93% | 2.37% | 3.64% | 4.01% | 5.91% |
Best Refinance Brokers around Scottsburg, Indiana 47170
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Scottsburg, Indiana 47170, we have compiled a list of top refinance brokers to assist you in the process.
BRENT DITMARS
Loan Officer
2905 State St
Columbus, IN 47170
(812) 376-6838
bditmar@e-farmcredit.com
JOHN EVANS
Loan Officer
2905 State St
Columbus, IN 47170
(812) 376-6838
jevans@e-farmcredit.com
TERRI JURASKOVICH
Loan Officer
2905 State St
Columbus, IN 47170
(812) 376-6838
tjurask@e-farmcredit.com
ELIZABETH MAUER
Loan Officer
2905 State St
Columbus, IN 47170
(812) 376-6838
emauer@e-farmcredit.com
MARCI MCCAULEY
Loan Officer
2905 State St
Columbus, IN 47170
(812) 376-6838
mmccaul@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
bditmar@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
jevans@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
tjurask@e-farmcredit.com