Compare Today’s Refinance Rates for South Bend, Indiana

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for South Bend, Indiana 46617. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in South Bend and surrounding areas of St Joseph county, your expected lifetime cash savings are $3,700 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for South Bend, Indiana 46617.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in South Bend, Indiana 46617

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for South Bend, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in South Bend, IN 46617, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for South Bend, IN

Refinance Rates for South Bend, Indiana 46617 from 2013 - 2020

Below are historical data on refinancing in South Bend, Indiana and around St Joseph county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.95% 36.56% 42.92% 46.47% 53.72% 54.52% 49.23% 39.26%
avg refi rate 4.82% 4.48% 3.90% 3.74% 4.52% 4.08% 3.90% 3.99%
% 15 year fixed refinance 34.38% 41.70% 36.27% 37.04% 34.39% 28.91% 33.85% 44.29%
avg refi rate 4.23% 3.74% 3.23% 3.02% 3.55% 3.29% 3.06% 3.11%
Avg credit score 770.62 770.64 771.77 763.84 749.52 754.70 757.91 752.46
Avg LTV (loan to value) 66.76% 66.75% 67.96% 70.85% 72.87% 74.06% 71.74% 69.19%
Avg DTI (debt to income) 26.18 26.59 26.54 28.14 31.15 29.67 29.05 30.00
Avg refinance insurance % 1.89% 2.65% 2.83% 4.55% 5.07% 5.38% 4.52% 3.50%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around South Bend, Indiana 46617

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in South Bend, Indiana 46617, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Suzanne Tufts

Mortgage Banker

2101 South Bend Ave

South Bend, IN 46617

(574) 307-7910

suzanne.t.tufts@chase.com

Nicole Nelund

Sales Associate/Mortgage Consultant

54505 26th St Ste F

South Bend, IN 46617

(574) 968-6661

nnelund@hallmarkhomemortgage.com

Rick Stanley

Senior Loan Officer

54505 26th St Ste F

South Bend, IN 46617

(574) 968-6657

rstanley@hallmarkhomemortgage.com

Jane Koebel

Senior Loan Officer

54505 26th St Ste F

South Bend, IN 46617

(574) 968-6655

jkoebel@hallmarkhomemortgage.com

Duncan Cairns

Senior Loan Officer

54505 26th St Ste F

South Bend, IN 46617

(574) 243-9515

dcairns@hallmarkhomemortgage.com

Address

2101 South Bend Ave

South Bend, IN

Contact

(574) 307-7910

Fax (301) 639-0804

suzanne.t.tufts@chase.com

Address

54505 26th St Ste F

South Bend, IN

Contact

(574) 968-6661

Fax (301) 639-0804

nnelund@hallmarkhomemortgage.com

Address

54505 26th St Ste F

South Bend, IN

Contact

(574) 968-6657

Fax (301) 639-0804

rstanley@hallmarkhomemortgage.com

Refinancing News for South Bend, Indiana 46617