Compare Today’s Refinance Rates for Troy, Indiana 47588
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Troy, Indiana 47588.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,836 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Troy and other areas of Spencer county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Troy, Indiana 47588
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Interactive Refinance Rate Projections for Troy, Indiana 47588
Pureloan has developed an interactive chart to monitor the five largest local lenders in Troy, IN 47588, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Troy, Indiana 47588 from 2024 - 2016
The following historical data provides insights into refinancing trends in Troy, Indiana and the surrounding Spencer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Troy, Indiana 47588
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Troy, Indiana 47588, we have compiled a list of top refinance brokers to assist you in the process.
Kellie Dubbs
Loan Officer
2404 Hart St
Vincennes, IN 47588
(812) 882-9348
kdubbs@e-farmcredit.com
Kathy Ferree
Loan Officer
2404 Hart St
Vincennes, IN 47588
(812) 882-9348
kferree@e-farmcredit.com
Matt Morris
Loan Officer
2404 Hart St
Vincennes, IN 47588
(812) 882-9348
mmorri1@e-farmcredit.com
Stephanie Nowaskie
Loan Officer
2404 Hart St
Vincennes, IN 47588
(812) 882-9348
snowask@e-farmcredit.com
Jane Cox
Mortgage Lender
302 Main St
Vincennes, IN 47588
(812) 885-6490
jane.cox@regions.com
Address
2404 Hart St
Vincennes, IN
Contact
(812) 882-9348
Fax (301) 639-0804
kdubbs@e-farmcredit.com
Address
2404 Hart St
Vincennes, IN
Contact
(812) 882-9348
Fax (301) 639-0804
kferree@e-farmcredit.com
Address
2404 Hart St
Vincennes, IN
Contact
(812) 882-9348
Fax (301) 639-0804
mmorri1@e-farmcredit.com