Compare Today’s Refinance Rates for West Lafayette, Indiana 47907
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in West Lafayette, Indiana 47907.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in West Lafayette, Indiana 47907. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,253 or $15 per month in West Lafayette and other parts of Tippecanoe county.
Summary of Average Refinances in West Lafayette, Indiana 47907
Become a certified mortgage expert on Pureloan.com
in West Lafayette, Indiana 47907
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for West Lafayette, Indiana 47907
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Lafayette, IN 47907, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Lafayette, Indiana 47907 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Lafayette, Indiana and the surrounding Tippecanoe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 57.59% | 56.77% | 54.99% | 67.12% | 56.30% | 53.68% | 51.95% | 50.45% |
avg refi rate | 6.72% | 3.95% | 3.01% | 3.28% | 4.33% | 4.76% | 4.15% | 3.96% | 4.11% |
% 15 year fixed refinance | 5.56% | 28.02% | 25.02% | 28.39% | 21.17% | 25.21% | 34.21% | 35.55% | 32.27% |
avg refi rate | 5.88% | 3.08% | 2.47% | 2.72% | 3.70% | 4.02% | 3.41% | 3.17% | 3.35% |
Avg credit score | 725.17 | 735.43 | 750.62 | 756.50 | 746.32 | 729.03 | 734.74 | 749.54 | 747.80 |
Avg LTV (loan to value) | 55.78% | 61.02% | 65.66% | 69.86% | 72.28% | 70.73% | 72.31% | 70.67% | 75.37% |
Avg DTI (debt to income) | 37.72 | 31.60 | 29.85 | 28.90 | 31.74 | 31.21 | 32.81 | 29.44 | 30.18 |
Avg refinance insurance % | 0.67% | 1.37% | 1.94% | 3.45% | 5.20% | 2.93% | 4.17% | 4.61% | 6.28% |
Best Refinance Brokers around West Lafayette, Indiana 47907
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Lafayette, Indiana 47907, we have compiled a list of top refinance brokers to assist you in the process.
Traci Hanna
Mortgage Banker
309 Sagamore Pkwy W
West Lafayette, IN 47907
(765) 423-0383
traci.r.hanna@chase.com
Nikki Gaylord
Vice President Lending
PO Box 1950
West Lafayette, IN 47907
(765) 497-3328
NGaylord@purdueefcu.com
Bob Falk
President and CEO
PO Box 1950
West Lafayette, IN 47907
(765) 497-3328
BFalk@purdueefcu.com
NATASHA COX
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47907
(219) 866-4608
ncox@e-farmcredit.com
ASHLEY HOPP
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47907
(219) 866-4608
ahopp@e-farmcredit.com
Address
309 Sagamore Pkwy W
West Lafayette, IN
Contact
(765) 423-0383
Fax (301) 639-0804
traci.r.hanna@chase.com
Address
PO Box 1950
West Lafayette, IN
Contact
(765) 497-3328
Fax (301) 639-0804
NGaylord@purdueefcu.com
Address
PO Box 1950
West Lafayette, IN
Contact
(765) 497-3328
Fax (301) 639-0804
BFalk@purdueefcu.com