Compare Today’s Refinance Rates for Winchester, Indiana 47394
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winchester, Indiana 47394.
With a 30-year amortization refinance in Winchester and surrounding areas of Randolph county, our calculations show that you can expect to save up to $2,732 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Winchester, Indiana 47394.
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Summary of Average Refinances in Winchester, Indiana 47394
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Winchester, Indiana 47394
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winchester, IN 47394, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winchester, Indiana 47394 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winchester, Indiana and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 64.71% | 52.49% | 51.40% | 50.70% | 56.63% | 55.65% | 47.27% | 49.73% | 47.59% |
avg refi rate | 6.75% | 3.89% | 3.09% | 3.35% | 4.40% | 4.57% | 4.20% | 4.01% | 4.11% |
% 15 year fixed refinance | 11.76% | 27.62% | 31.64% | 31.53% | 27.11% | 29.84% | 36.36% | 39.57% | 41.57% |
avg refi rate | 5.19% | 3.12% | 2.55% | 2.82% | 3.75% | 3.85% | 3.36% | 3.05% | 3.16% |
Avg credit score | 715.24 | 731.36 | 747.80 | 750.41 | 735.04 | 735.93 | 737.88 | 739.44 | 746.17 |
Avg LTV (loan to value) | 63.00% | 63.08% | 68.46% | 71.87% | 73.59% | 70.32% | 73.70% | 73.90% | 73.67% |
Avg DTI (debt to income) | 34.59 | 31.67 | 29.89 | 29.47 | 30.46 | 31.83 | 29.68 | 30.91 | 29.80 |
Avg refinance insurance % | 4.24% | 1.43% | 2.78% | 3.76% | 5.60% | 3.83% | 5.32% | 5.59% | 5.07% |
Best Refinance Brokers around Winchester, Indiana 47394
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winchester, Indiana 47394, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jeremy Campbell
Mortgage Banker
9213 W Smith St
Yorktown, IN 47394
(176) 575-9894
Jeremy.Campbell@chase.com
Paul Wilson
Originator
505 S Woodscrest Dr
Bloomington, IN 47394
(812) 558-3830
paul.wilson@americanmortgage.com
Sandra Mead
Mortgage Lender
89 W Vincennes St
Linton, IN 47394
(812) 512-1465
sandra.mead@regions.com
Address
9213 W Smith St
Yorktown, IN
Contact
(176) 575-9894
Fax (301) 639-0804
Jeremy.Campbell@chase.com
Address
505 S Woodscrest Dr
Bloomington, IN
Contact
(812) 558-3830
Fax (301) 639-0804
paul.wilson@americanmortgage.com
Address
89 W Vincennes St
Linton, IN
Contact
(812) 512-1465
Fax (301) 639-0804
sandra.mead@regions.com