Compare Today’s Refinance Rates for Windfall, Indiana 46076
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Windfall, Indiana 46076.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Windfall, Indiana 46076. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,185 or $6 per month in Windfall and other parts of Tipton county.
Summary of Average Refinances in Windfall, Indiana 46076
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Interactive Refinance Rate Projections for Windfall, Indiana 46076
Pureloan has developed an interactive chart to monitor the five largest local lenders in Windfall, IN 46076, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Windfall, Indiana 46076 from 2024 - 2016
The following historical data provides insights into refinancing trends in Windfall, Indiana and the surrounding Tipton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
| avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
| % 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
| avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
| Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
| Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
| Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
| Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Windfall, Indiana 46076
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Windfall, Indiana 46076, we have compiled a list of top refinance brokers to assist you in the process.
Brad McClarnon
Loan Officer and Assistant Cashier
1920 N State St
Greenfield, IN 46076
(317) 462-1431
bmcclarnon@gbcbank.com
Adam Schultz
Assistant Cashier and Loan Officer
1920 N State St
Greenfield, IN 46076
(317) 462-1431
aschultz@gbcbank.com
Mark Griffin
Assistant Vice President and Loan Officer
1920 N State St
Greenfield, IN 46076
(317) 462-1431
mgriffin@gbcbank.com
Scott Miller
Mortgage Advisor
10746 E US Highway 36
Avon, IN 46076
(317) 777-6603
smiller@stonegatemtg.com
TIFFANY ANKNEY
Loan Officer
100 International Dr
Franklin, IN 46076
(317) 736-6664
tankney@e-farmcredit.com
Address
1920 N State St
Greenfield, IN
Contact
(317) 462-1431
Fax (301) 639-0804
bmcclarnon@gbcbank.com
Address
1920 N State St
Greenfield, IN
Contact
(317) 462-1431
Fax (301) 639-0804
aschultz@gbcbank.com
Address
1920 N State St
Greenfield, IN
Contact
(317) 462-1431
Fax (301) 639-0804
mgriffin@gbcbank.com