Compare Today’s Refinance Rates for Woodburn, Indiana 46797
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Woodburn, Indiana 46797.
With a 30-year amortization refinance in Woodburn and surrounding areas of Allen county, our calculations show that you can expect to save up to $2,671 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Woodburn, Indiana 46797.
Summary of Average Refinances in Woodburn, Indiana 46797
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Interactive Refinance Rate Projections for Woodburn, Indiana 46797
Pureloan has developed an interactive chart to monitor the five largest local lenders in Woodburn, IN 46797, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Woodburn, Indiana 46797 from 2024 - 2016
The following historical data provides insights into refinancing trends in Woodburn, Indiana and the surrounding Allen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
| avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
| % 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
| avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
| Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
| Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
| Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
| Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Woodburn, Indiana 46797
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Woodburn, Indiana 46797, we have compiled a list of top refinance brokers to assist you in the process.
Robert Fischer
Mortgage Banker
127 W Berry St
Fort Wayne, IN 46797
(260) 467-5558
bob.fischer@starfinancial.com
Barry Bender
Market Manager
110 W Berry St Ste 100
Fort Wayne, IN 46797
(260) 461-7158
barry.bender@pncmortgage.com
Chuck Pearson
Mortgage Loan Officer
110 W Berry St Ste 100
Fort Wayne, IN 46797
(260) 461-7166
charles.pearson@pncmortgage.com
David Egts
Mortgage Banker
5513 Illinois Rd
Fort Wayne, IN 46797
(260) 467-5638
david.egts@starfinancial.com
Amy Kelly
Mortgage Banker
5760 Coverntry Lane
Fort Wayne, IN 46797
(260) 467-5596
Amy.Kelly@starfinancial.com
Address
127 W Berry St
Fort Wayne, IN
Contact
(260) 467-5558
Fax (301) 639-0804
bob.fischer@starfinancial.com
Address
110 W Berry St Ste 100
Fort Wayne, IN
Contact
(260) 461-7158
Fax (301) 639-0804
barry.bender@pncmortgage.com
Address
110 W Berry St Ste 100
Fort Wayne, IN
Contact
(260) 461-7166
Fax (301) 639-0804
charles.pearson@pncmortgage.com