Compare Today’s Refinance Rates for Altamont, Kansas 67330
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Altamont, Kansas 67330.
With a 30-year amortization refinance in Altamont and surrounding areas of Labette county, our calculations show that you can expect to save up to $2,819 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Altamont, Kansas 67330.
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Summary of Average Refinances in Altamont, Kansas 67330
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Altamont, Kansas 67330
Pureloan has developed an interactive chart to monitor the five largest local lenders in Altamont, KS 67330, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Altamont, Kansas 67330 from 2024 - 2016
The following historical data provides insights into refinancing trends in Altamont, Kansas and the surrounding Labette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 46.34% | 38.57% | 33.33% | 31.03% | 68.97% | 48.39% | 40.96% | 50.77% |
avg refi rate | 6.19% | 4.06% | 2.99% | 3.21% | 4.58% | 4.72% | 4.37% | 3.89% | 4.08% |
% 15 year fixed refinance | 31.71% | 43.33% | 47.70% | 44.83% | 24.14% | 25.81% | 42.17% | 36.92% | |
avg refi rate | 3.46% | 2.48% | 2.68% | 3.55% | 3.96% | 3.19% | 3.04% | 3.10% | |
Avg credit score | 738.00 | 725.15 | 754.10 | 757.77 | 748.24 | 726.28 | 733.03 | 759.75 | 750.05 |
Avg LTV (loan to value) | 80.50% | 68.68% | 70.16% | 73.11% | 75.24% | 74.76% | 74.58% | 68.47% | 70.09% |
Avg DTI (debt to income) | 36.00 | 32.00 | 31.01 | 30.59 | 31.14 | 35.31 | 33.35 | 30.64 | 29.95 |
Avg refinance insurance % | 6.00% | 2.27% | 4.97% | 4.86% | 4.41% | 5.00% | 3.35% | 2.73% | 3.34% |
Best Refinance Brokers around Altamont, Kansas 67330
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Altamont, Kansas 67330, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tom Payne
Loan Officer
101 W Main Street
Sedan, KS 67330
(620) 725-3106
tpayne@fnbofsedan.com
Address
101 W Main Street
Sedan, KS
Contact
(620) 725-3106
Fax (301) 639-0804
tpayne@fnbofsedan.com