Compare Today’s Refinance Rates for Edwardsville, Kansas 66113
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Edwardsville, Kansas 66113.
With a 30-year amortization refinance in Edwardsville and surrounding areas of Wyandotte county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Edwardsville, Kansas 66113.
39.080332
-94.780593
28570
Summary of Average Refinances in Edwardsville, Kansas 66113
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Edwardsville, Kansas 66113
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Edwardsville, Kansas 66113
Pureloan has developed an interactive chart to monitor the five largest local lenders in Edwardsville, KS 66113, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Edwardsville, Kansas 66113 from 2024 - 2016
The following historical data provides insights into refinancing trends in Edwardsville, Kansas and the surrounding Wyandotte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
% 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Edwardsville, Kansas 66113
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Edwardsville, Kansas 66113, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Denise McKinley
Mortgage Banker
9537 State Ave
Kansas City, KS 66113
(913) 825-4451
denmckinley@msn.com
Jeremy Hill
Vice Presiden/ Loan Officer
650 Kansas Ave
Kansas City, KS 66113
(913) 371-1242
jhill@fsbkck.com
Address
9537 State Ave
Kansas City, KS
Contact
(913) 825-4451
Fax (301) 639-0804
denmckinley@msn.com
Address
650 Kansas Ave
Kansas City, KS
Contact
(913) 371-1242
Fax (301) 639-0804
jhill@fsbkck.com