Compare Today’s Refinance Rates for Hamilton, Kansas 66853
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hamilton, Kansas 66853.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,050 over the lifetime of your mortgage, which translates to a monthly savings of $6 in Hamilton and other areas of Greenwood county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Hamilton, Kansas 66853
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hamilton, Kansas 66853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamilton, KS 66853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hamilton, Kansas 66853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hamilton, Kansas and the surrounding Greenwood county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
| avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
| % 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
| avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
| Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
| Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
| Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
| Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Hamilton, Kansas 66853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamilton, Kansas 66853, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Diane Stephens
Loan Officer
417 Commercial, Greenleaf,
Greenleaf, KS 66853
(860) 928-7921
dstephens@cnbct.com
Diane Kozaczka
Loan Officer
419 Commercial, Greenleaf,
Greenleaf, KS 66853
(860) 923-7921
dkozaczka@cnbct.com
Monique Mailloux
Loan Officer
420 Commercial, Greenleaf,
Greenleaf, KS 66853
(860) 928-7921
mmailloux@cnbct.com
Shawn McNerney
Loan Officer
425 Commercial, Greenleaf,
Greenleaf, KS 66853
(860) 928-7921
smcnerney@cnbct.com
Address
417 Commercial, Greenleaf,
Greenleaf, KS
Contact
(860) 928-7921
Fax (301) 639-0804
dstephens@cnbct.com
Address
419 Commercial, Greenleaf,
Greenleaf, KS
Contact
(860) 923-7921
Fax (301) 639-0804
dkozaczka@cnbct.com
Address
420 Commercial, Greenleaf,
Greenleaf, KS
Contact
(860) 928-7921
Fax (301) 639-0804
mmailloux@cnbct.com