Compare Today’s Refinance Rates for Lebanon, Kansas 66952
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lebanon, Kansas 66952.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,416 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Lebanon and other areas of Smith county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Lebanon, Kansas 66952
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lebanon, Kansas 66952
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lebanon, KS 66952, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lebanon, Kansas 66952 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lebanon, Kansas and the surrounding Smith county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
% 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Lebanon, Kansas 66952
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lebanon, Kansas 66952, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Brian Sandberg
Residential Loan Officer
255 N Rock Rd
Derby, KS 66952
(316) 291-5602
bsandberg@fidelitybank.com
Address
255 N Rock Rd
Derby, KS
Contact
(316) 291-5602
Fax (301) 639-0804
bsandberg@fidelitybank.com