Compare Today’s Refinance Rates for Muscotah, Kansas 66058
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Muscotah, Kansas 66058.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,430 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Muscotah and other areas of Atchison county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Muscotah, Kansas 66058
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Interactive Refinance Rate Projections for Muscotah, Kansas 66058
Pureloan has developed an interactive chart to monitor the five largest local lenders in Muscotah, KS 66058, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Muscotah, Kansas 66058 from 2024 - 2016
The following historical data provides insights into refinancing trends in Muscotah, Kansas and the surrounding Atchison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
% 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Muscotah, Kansas 66058
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Muscotah, Kansas 66058, we have compiled a list of top refinance brokers to assist you in the process.
Jesse Stultz
Mortgage Broker: Loan Officer
1610 S Main St Ste E
Ottawa, KS 66058
(785) 242-6144
jstultz@sccmortgage.com
Andrew Holtgraves
Loan Officer
15230 W 87th Street Pkwy
Olathe, KS 66058
(913) 390-1515
Andrew@mischomeloans.com
Janice Kaighin
Loan Officer
15230 W 87th Street Pkwy
Olathe, KS 66058
(913) 390-1515
Janice@mischomeloans.com
Pam Jackson
Mortgage Consultant
11421 S Parish St
Olathe, KS 66058
(913) 538-6535
PamJackson@openmtg.com
Vernon Toler
Loan Work Out Specialist
110 N Clairborne Rd
Olathe, KS 66058
(913) 791-9155
vtoler@enterprisebank.com
Address
1610 S Main St Ste E
Ottawa, KS
Contact
(785) 242-6144
Fax (301) 639-0804
jstultz@sccmortgage.com
Address
15230 W 87th Street Pkwy
Olathe, KS
Contact
(913) 390-1515
Fax (301) 639-0804
Andrew@mischomeloans.com
Address
15230 W 87th Street Pkwy
Olathe, KS
Contact
(913) 390-1515
Fax (301) 639-0804
Janice@mischomeloans.com