Compare Today’s Refinance Rates for Ogden, Kansas 66517
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ogden, Kansas 66517.
With a 30-year amortization refinance in Ogden and surrounding areas of Riley county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ogden, Kansas 66517.
Summary of Average Refinances in Ogden, Kansas 66517
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Interactive Refinance Rate Projections for Ogden, Kansas 66517
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ogden, KS 66517, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ogden, Kansas 66517 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ogden, Kansas and the surrounding Riley county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
% 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Ogden, Kansas 66517
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ogden, Kansas 66517, we have compiled a list of top refinance brokers to assist you in the process.
Shellee Maginness
Loan Officer
8685 E US Highway 24
Manhattan, KS 66517
(785) 539-9002
shellee@fsbwesty.com
Debbie Knudsen
Vice President/Mortgage Loan Officer
215 S Seth Child Rd
Manhattan, KS 66517
(785) 323-1111
debbie.knudsen@cfnbmanhattan.com
Joanie Frakes
Vice President/Loan Operations Officer
215 S Seth Child Rd
Manhattan, KS 66517
(78) 532-3423
joanie.frakes@cfnbmanhattan.com
Therese Miller
Assistant Vice President - Mortgage/Consumer Loans
215 S Seth Child Rd
Manhattan, KS 66517
(785) 323-4228
therese.miller@cfnbmanhattan.com
Clifton Padgett
Mortgage Broker: Loan Officer
3049 Anderson Ave
Manhattan, KS 66517
(785) 532-9066
cpadgett@newcenturybankna.com
Address
8685 E US Highway 24
Manhattan, KS
Contact
(785) 539-9002
Fax (301) 639-0804
shellee@fsbwesty.com
Address
215 S Seth Child Rd
Manhattan, KS
Contact
(785) 323-1111
Fax (301) 639-0804
debbie.knudsen@cfnbmanhattan.com
Address
215 S Seth Child Rd
Manhattan, KS
Contact
(78) 532-3423
Fax (301) 639-0804
joanie.frakes@cfnbmanhattan.com