Compare Today’s Refinance Rates for Olathe, Kansas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Olathe, Kansas 66061. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Olathe and surrounding areas of Johnson county, your expected lifetime cash savings are $4,274 or $12 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Olathe, Kansas 66061.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Olathe, Kansas 66061

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Olathe, KS

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Olathe, KS 66061, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Olathe, KS

Refinance Rates for Olathe, Kansas 66061 from 2013 - 2020

Below are historical data on refinancing in Olathe, Kansas and around Johnson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.98% 46.35% 47.41% 50.26% 47.11% 52.56% 49.26% 53.94%
avg refi rate 4.78% 4.50% 3.91% 3.72% 4.53% 4.07% 3.90% 3.98%
% 15 year fixed refinance 30.81% 36.47% 35.46% 36.38% 41.11% 30.74% 33.80% 31.78%
avg refi rate 4.20% 3.74% 3.23% 2.96% 3.54% 3.21% 3.08% 3.13%
Avg credit score 767.80 767.16 770.31 766.33 752.28 759.07 755.06 753.99
Avg LTV (loan to value) 69.63% 71.21% 71.35% 72.43% 74.75% 75.00% 74.31% 72.46%
Avg DTI (debt to income) 29.40 29.51 29.01 30.06 32.16 31.30 31.77 32.15
Avg refinance insurance % 3.29% 4.00% 4.68% 5.51% 5.88% 6.74% 5.66% 4.88%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Olathe, Kansas 66061

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Olathe, Kansas 66061, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vernon Toler

Loan Work Out Specialist

110 N Clairborne Rd

Olathe, KS 66061

(913) 791-9155

vtoler@enterprisebank.com

Pam Jackson

Mortgage Consultant

11421 S Parish St

Olathe, KS 66061

(913) 538-6535

PamJackson@openmtg.com

Janice Kaighin

Loan Officer

15230 W 87th Street Pkwy

Olathe, KS 66061

(913) 390-1515

Janice@mischomeloans.com

Andrew Holtgraves

Loan Officer

15230 W 87th Street Pkwy

Olathe, KS 66061

(913) 390-1515

Andrew@mischomeloans.com

Jesse Stultz

Mortgage Broker: Loan Officer

1610 S Main St Ste E

Ottawa, KS 66061

(785) 242-6144

jstultz@sccmortgage.com

Address

110 N Clairborne Rd

Olathe, KS

Contact

(913) 791-9155

Fax (301) 639-0804

vtoler@enterprisebank.com

Address

11421 S Parish St

Olathe, KS

Contact

(913) 538-6535

Fax (301) 639-0804

PamJackson@openmtg.com

Address

15230 W 87th Street Pkwy

Olathe, KS

Contact

(913) 390-1515

Fax (301) 639-0804

Janice@mischomeloans.com

Refinancing News for Olathe, Kansas 66061