Compare Today’s Refinance Rates for Princeton, Kansas 66078
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Princeton, Kansas 66078.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,801 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Princeton and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Princeton, Kansas 66078
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Princeton, Kansas 66078
Pureloan has developed an interactive chart to monitor the five largest local lenders in Princeton, KS 66078, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Princeton, Kansas 66078 from 2024 - 2016
The following historical data provides insights into refinancing trends in Princeton, Kansas and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
| avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
| % 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
| avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
| Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
| Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
| Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
| Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Princeton, Kansas 66078
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Princeton, Kansas 66078, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Connie Beckwith
Executive Vice President/Lending Specialist
114 E Central St
Richmond, KS 66078
(785) 835-6145
cbeckwith@patriotsbank.com
Mark Elston
Senior Loan Consultant
204 West St
Tonganoxie, KS 66078
(913) 845-3302
melston@unionhomemortgage.com
Jeremy Hill
Vice Presiden/ Loan Officer
650 Kansas Ave
Kansas City, KS 66078
(913) 371-1242
jhill@fsbkck.com
Denise McKinley
Mortgage Banker
9537 State Ave
Kansas City, KS 66078
(913) 825-4451
denmckinley@msn.com
Address
114 E Central St
Richmond, KS
Contact
(785) 835-6145
Fax (301) 639-0804
cbeckwith@patriotsbank.com
Address
204 West St
Tonganoxie, KS
Contact
(913) 845-3302
Fax (301) 639-0804
melston@unionhomemortgage.com
Address
650 Kansas Ave
Kansas City, KS
Contact
(913) 371-1242
Fax (301) 639-0804
jhill@fsbkck.com