Compare Today’s Refinance Rates for Randolph, Kansas 66554
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Randolph, Kansas 66554.
With a 30-year amortization refinance in Randolph and surrounding areas of Riley county, our calculations show that you can expect to save up to $5,473 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Randolph, Kansas 66554.
Summary of Average Refinances in Randolph, Kansas 66554
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Interactive Refinance Rate Projections for Randolph, Kansas 66554
Pureloan has developed an interactive chart to monitor the five largest local lenders in Randolph, KS 66554, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Randolph, Kansas 66554 from 2024 - 2016
The following historical data provides insights into refinancing trends in Randolph, Kansas and the surrounding Riley county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
| avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
| % 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
| avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
| Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
| Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
| Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
| Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Randolph, Kansas 66554
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Randolph, Kansas 66554, we have compiled a list of top refinance brokers to assist you in the process.
Mark Kossler
Loan Officer
601 Kansas Avenue, Topeka, Kansas
Topeka, KS 66554
(785) 295-2100
MKossler@fidelitytopeka.com
Timothy Oroyer
Loan Officer
602 Kansas Avenue, Topeka, Kansas
Topeka, KS 66554
(785) 295-2100
TRoyer@fidelitytopeka.com
Kristen Narron
Loan Officer
603 Kansas Avenue, Topeka, Kansas
Topeka, KS 66554
(785) 295-2100
KNarron@fidelitytopeka.com
Jeremy Francis
Loan Officer
604 Kansas Avenue, Topeka, Kansas
Topeka, KS 66554
(785) 295-2100
JFrancis@fidelitytopeka.com
Troy Mitchell
Loan Officer
605 Kansas Avenue, Topeka, Kansas
Topeka, KS 66554
(785) 295-2100
TMitchell@fidelitytopeka.com
Address
601 Kansas Avenue, Topeka, Kansas
Topeka, KS
Contact
(785) 295-2100
Fax (301) 639-0804
MKossler@fidelitytopeka.com
Address
602 Kansas Avenue, Topeka, Kansas
Topeka, KS
Contact
(785) 295-2100
Fax (301) 639-0804
TRoyer@fidelitytopeka.com
Address
603 Kansas Avenue, Topeka, Kansas
Topeka, KS
Contact
(785) 295-2100
Fax (301) 639-0804
KNarron@fidelitytopeka.com