Compare Today’s Refinance Rates for Victoria, Kansas 67671
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Victoria, Kansas 67671.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Victoria, Kansas 67671. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,743 or $13 per month in Victoria and other parts of Ellis county.
38.858932
-99.139057
29166
Summary of Average Refinances in Victoria, Kansas 67671
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Victoria, Kansas 67671
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Victoria, Kansas 67671
Pureloan has developed an interactive chart to monitor the five largest local lenders in Victoria, KS 67671, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Victoria, Kansas 67671 from 2024 - 2016
The following historical data provides insights into refinancing trends in Victoria, Kansas and the surrounding Ellis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 46.34% | 38.57% | 33.33% | 31.03% | 68.97% | 48.39% | 40.96% | 50.77% |
| avg refi rate | 6.19% | 4.06% | 2.99% | 3.21% | 4.58% | 4.72% | 4.37% | 3.89% | 4.08% |
| % 15 year fixed refinance | 31.71% | 43.33% | 47.70% | 44.83% | 24.14% | 25.81% | 42.17% | 36.92% | |
| avg refi rate | 3.46% | 2.48% | 2.68% | 3.55% | 3.96% | 3.19% | 3.04% | 3.10% | |
| Avg credit score | 738.00 | 725.15 | 754.10 | 757.77 | 748.24 | 726.28 | 733.03 | 759.75 | 750.05 |
| Avg LTV (loan to value) | 80.50% | 68.68% | 70.16% | 73.11% | 75.24% | 74.76% | 74.58% | 68.47% | 70.09% |
| Avg DTI (debt to income) | 36.00 | 32.00 | 31.01 | 30.59 | 31.14 | 35.31 | 33.35 | 30.64 | 29.95 |
| Avg refinance insurance % | 6.00% | 2.27% | 4.97% | 4.86% | 4.41% | 5.00% | 3.35% | 2.73% | 3.34% |
Best Refinance Brokers around Victoria, Kansas 67671
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Victoria, Kansas 67671, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
No Records Found
No Records Found