Compare Today’s Refinance Rates for Wichita, Kansas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wichita, Kansas 67214. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wichita and surrounding areas of Sedgwick county, your expected lifetime cash savings are $4,971 or $14 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wichita, Kansas 67214.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wichita, Kansas 67214

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wichita, KS

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wichita, KS 67214, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wichita, KS

Refinance Rates for Wichita, Kansas 67214 from 2013 - 2020

Below are historical data on refinancing in Wichita, Kansas and around Sedgwick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.17% 42.23% 43.13% 44.66% 54.84% 49.42% 46.90% 45.27%
avg refi rate 4.81% 4.57% 3.92% 3.74% 4.53% 4.10% 3.89% 4.06%
% 15 year fixed refinance 34.27% 38.65% 39.95% 43.69% 38.71% 38.01% 37.74% 40.54%
avg refi rate 4.25% 3.82% 3.22% 2.96% 3.57% 3.21% 3.09% 3.17%
Avg credit score 764.85 765.91 768.68 761.35 752.08 755.66 755.02 744.83
Avg LTV (loan to value) 65.82% 67.86% 67.06% 68.90% 73.28% 70.89% 73.74% 73.47%
Avg DTI (debt to income) 30.06 30.75 29.47 30.49 32.56 31.40 32.38 34.55
Avg refinance insurance % 2.18% 2.91% 2.91% 4.30% 5.85% 4.05% 5.37% 5.71%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wichita, Kansas 67214

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wichita, Kansas 67214, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jan Wetta

Asst. Vice President - Assistant Manager Mortgage Lending

7555 W. 21st St. N

Wichita, KS 67214

(316) 866-1170

email:janw@legacy-bank.com

Peggy Pepper

Mortgage Loan Officer

7555 W. 21st St. N

Wichita, KS 67214

(316) 866-1170

email:peggyp@legacy-bank.com

Cheryl Hill

Assistant Vice President - Manager Mortgage Lending

7555 W. 21st St. N

Wichita, KS 67214

(316) 866-1170

email:cherylh@legacy-bank.com

Kim Bugner

Assistant Vice President - Consumer Lending Manager

7555 W. 21st St. N

Wichita, KS 67214

(316) 866-1170

email:kimb@legacy-bank.com

Shawn Berschauer

Mortgage Loan Officer

7555 W. 21st St. N

Wichita, KS 67214

(316) 866-1170

email:shawnb@legacy-bank.com

Address

7555 W. 21st St. N

Wichita, KS

Contact

(316) 866-1170

Fax (301) 639-0804

email:janw@legacy-bank.com

Address

7555 W. 21st St. N

Wichita, KS

Contact

(316) 866-1170

Fax (301) 639-0804

email:peggyp@legacy-bank.com

Address

7555 W. 21st St. N

Wichita, KS

Contact

(316) 866-1170

Fax (301) 639-0804

email:cherylh@legacy-bank.com

Refinancing News for Wichita, Kansas 67214