Compare Today’s Refinance Rates for Winchester, Kansas 66097
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winchester, Kansas 66097.
With a 30-year amortization refinance in Winchester and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $5,108 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Winchester, Kansas 66097.
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Summary of Average Refinances in Winchester, Kansas 66097
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Winchester, Kansas 66097
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winchester, KS 66097, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winchester, Kansas 66097 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winchester, Kansas and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.35% | 54.39% | 57.46% | 60.69% | 63.95% | 55.87% | 52.85% | 48.48% | 51.60% |
avg refi rate | 6.27% | 3.62% | 2.95% | 3.22% | 4.06% | 4.47% | 4.11% | 3.91% | 4.07% |
% 15 year fixed refinance | 17.65% | 27.48% | 26.09% | 23.11% | 22.79% | 31.17% | 32.72% | 34.53% | 30.53% |
avg refi rate | 6.18% | 2.70% | 2.40% | 2.70% | 3.45% | 3.87% | 3.32% | 3.08% | 3.21% |
Avg credit score | 750.29 | 760.05 | 763.02 | 762.38 | 755.19 | 749.41 | 748.91 | 754.65 | 757.89 |
Avg LTV (loan to value) | 68.29% | 62.70% | 67.19% | 71.32% | 73.14% | 68.90% | 72.95% | 74.71% | 75.51% |
Avg DTI (debt to income) | 38.71 | 32.39 | 31.09 | 30.69 | 32.84 | 33.50 | 32.30 | 31.61 | 30.79 |
Avg refinance insurance % | 5.65% | 1.11% | 2.36% | 4.08% | 5.58% | 2.57% | 4.21% | 5.87% | 6.82% |
Best Refinance Brokers around Winchester, Kansas 66097
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winchester, Kansas 66097, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jeremy Hill
Vice Presiden/ Loan Officer
650 Kansas Ave
Kansas City, KS 66097
(913) 371-1242
jhill@fsbkck.com
Denise McKinley
Mortgage Banker
9537 State Ave
Kansas City, KS 66097
(913) 825-4451
denmckinley@msn.com
Address
650 Kansas Ave
Kansas City, KS
Contact
(913) 371-1242
Fax (301) 639-0804
jhill@fsbkck.com
Address
9537 State Ave
Kansas City, KS
Contact
(913) 825-4451
Fax (301) 639-0804
denmckinley@msn.com