Compare Today’s Refinance Rates for Windom, Kansas 67491
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Windom, Kansas 67491.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,108 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Windom and other areas of Mcpherson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Windom, Kansas 67491
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Windom, Kansas 67491
Pureloan has developed an interactive chart to monitor the five largest local lenders in Windom, KS 67491, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Windom, Kansas 67491 from 2024 - 2016
The following historical data provides insights into refinancing trends in Windom, Kansas and the surrounding Mcpherson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 46.34% | 38.57% | 33.33% | 31.03% | 68.97% | 48.39% | 40.96% | 50.77% |
| avg refi rate | 6.19% | 4.06% | 2.99% | 3.21% | 4.58% | 4.72% | 4.37% | 3.89% | 4.08% |
| % 15 year fixed refinance | 31.71% | 43.33% | 47.70% | 44.83% | 24.14% | 25.81% | 42.17% | 36.92% | |
| avg refi rate | 3.46% | 2.48% | 2.68% | 3.55% | 3.96% | 3.19% | 3.04% | 3.10% | |
| Avg credit score | 738.00 | 725.15 | 754.10 | 757.77 | 748.24 | 726.28 | 733.03 | 759.75 | 750.05 |
| Avg LTV (loan to value) | 80.50% | 68.68% | 70.16% | 73.11% | 75.24% | 74.76% | 74.58% | 68.47% | 70.09% |
| Avg DTI (debt to income) | 36.00 | 32.00 | 31.01 | 30.59 | 31.14 | 35.31 | 33.35 | 30.64 | 29.95 |
| Avg refinance insurance % | 6.00% | 2.27% | 4.97% | 4.86% | 4.41% | 5.00% | 3.35% | 2.73% | 3.34% |
Best Refinance Brokers around Windom, Kansas 67491
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Windom, Kansas 67491, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Anita Biel
Mortgage Broker: Loan Officer
900 E 27th Ave
Hutchinson, KS 67491
(620) 662-0091
abiel@sccmortgage.com
Shane Edwards
Loan Officer
200 East Ave S
Lyons, KS 67491
(620) 257-2316
sedwards@lyonsfed.com
Cy Rolfs
Vice-President, Loan Officer
200 East Ave S
Lyons, KS 67491
(620) 257-2316
crolfs@lyonsfed.com
Address
900 E 27th Ave
Hutchinson, KS
Contact
(620) 662-0091
Fax (301) 639-0804
abiel@sccmortgage.com
Address
200 East Ave S
Lyons, KS
Contact
(620) 257-2316
Fax (301) 639-0804
sedwards@lyonsfed.com
Address
200 East Ave S
Lyons, KS
Contact
(620) 257-2316
Fax (301) 639-0804
crolfs@lyonsfed.com