Compare Today’s Refinance Rates for Zenda, Kansas 67159
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Zenda, Kansas 67159.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,940 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Zenda and other areas of Kingman county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Zenda, Kansas 67159
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Interactive Refinance Rate Projections for Zenda, Kansas 67159
Pureloan has developed an interactive chart to monitor the five largest local lenders in Zenda, KS 67159, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Zenda, Kansas 67159 from 2024 - 2016
The following historical data provides insights into refinancing trends in Zenda, Kansas and the surrounding Kingman county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 49.12% | 46.72% | 50.22% | 56.00% | 50.00% | 47.83% | 51.85% | 44.90% |
| avg refi rate | 5.67% | 3.60% | 2.99% | 3.24% | 4.19% | 4.60% | 4.27% | 4.00% | 4.05% |
| % 15 year fixed refinance | 7.69% | 36.84% | 36.13% | 28.57% | 30.00% | 34.09% | 45.65% | 42.59% | 46.94% |
| avg refi rate | 6.00% | 3.14% | 2.53% | 2.83% | 3.77% | 3.84% | 3.36% | 3.14% | 3.28% |
| Avg credit score | 765.38 | 750.33 | 751.59 | 755.56 | 747.76 | 751.39 | 755.39 | 754.50 | 758.59 |
| Avg LTV (loan to value) | 65.15% | 64.84% | 68.61% | 73.72% | 73.80% | 73.41% | 72.59% | 74.87% | 72.02% |
| Avg DTI (debt to income) | 34.77 | 30.74 | 31.09 | 31.15 | 29.72 | 31.18 | 31.83 | 32.65 | 31.22 |
| Avg refinance insurance % | 4.62% | 3.46% | 3.94% | 5.18% | 6.98% | 3.91% | 5.74% | 5.83% | 3.24% |
Best Refinance Brokers around Zenda, Kansas 67159
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Zenda, Kansas 67159, we have compiled a list of top refinance brokers to assist you in the process.
Mitch Crouch
Mortgage Loan Officer
515 S Main St Ste 102
Wichita, KS 67159
(316) 652-9400
mcrouch@Pulaskibank.com
Karen Johnson
Mortgage Loan Officer
3531 N Ridge Rd
Wichita, KS 67159
(316) 425-2898
kjohnson@pbwichita.com
Travis Siruta
Senior Mortgage Banker
7340 W 21st St N Ste 101
Wichita, KS 67159
(316) 689-4218
travissiruta@leader1.com
Janie Carr
Sr. Mortgage Banker
7340 W 21st St N Ste 101
Wichita, KS 67159
0
JanieCarr@leader1.com
Michael Gonzales
Mortgage Consultant
7340 W 21st St N Ste 101J
Wichita, KS 67159
(316) 262-7766
MikeGonzales@Openmtg.com
Address
515 S Main St Ste 102
Wichita, KS
Contact
(316) 652-9400
Fax (301) 639-0804
mcrouch@Pulaskibank.com
Address
3531 N Ridge Rd
Wichita, KS
Contact
(316) 425-2898
Fax (301) 639-0804
kjohnson@pbwichita.com
Address
7340 W 21st St N Ste 101
Wichita, KS
Contact
(316) 689-4218
Fax (301) 639-0804
travissiruta@leader1.com