Compare Today’s Refinance Rates for Austin, Kentucky 42123
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Austin, Kentucky 42123.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Austin, Kentucky 42123. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,818 or $22 per month in Austin and other parts of Barren county.
Summary of Average Refinances in Austin, Kentucky 42123
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Interactive Refinance Rate Projections for Austin, Kentucky 42123
Pureloan has developed an interactive chart to monitor the five largest local lenders in Austin, KY 42123, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Austin, Kentucky 42123 from 2024 - 2016
The following historical data provides insights into refinancing trends in Austin, Kentucky and the surrounding Barren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 71.43% | 65.26% | 50.84% | 45.86% | 61.81% | 61.17% | 55.97% | 50.00% | 45.51% |
avg refi rate | 6.60% | 4.19% | 2.96% | 3.27% | 4.37% | 4.62% | 4.14% | 3.91% | 4.06% |
% 15 year fixed refinance | 22.45% | 21.58% | 30.48% | 34.17% | 23.12% | 24.40% | 31.06% | 35.05% | 35.55% |
avg refi rate | 5.98% | 3.11% | 2.37% | 2.64% | 3.67% | 4.06% | 3.41% | 3.09% | 3.23% |
Avg credit score | 750.78 | 743.93 | 751.34 | 763.97 | 745.13 | 738.92 | 737.41 | 748.98 | 748.72 |
Avg LTV (loan to value) | 57.69% | 62.22% | 66.82% | 68.57% | 69.27% | 68.40% | 70.37% | 69.34% | 71.24% |
Avg DTI (debt to income) | 35.43 | 32.03 | 31.17 | 30.21 | 32.40 | 32.54 | 31.98 | 30.64 | 30.43 |
Avg refinance insurance % | 3.29% | 2.17% | 2.77% | 3.34% | 3.99% | 3.05% | 2.49% | 2.64% | 2.98% |
Best Refinance Brokers around Austin, Kentucky 42123
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Austin, Kentucky 42123, we have compiled a list of top refinance brokers to assist you in the process.
Gay Parker
Mortgage Loan Originator
760 W Cherry St
Glasgow, KY 42123
(270) 659-4008
gparker@citizensfirstbank.com
Jason Nuetzman
Sr. Loan Officer /Loan Servicing
923 College St Ste 300A
Bowling Green, KY 42123
(270) 904-0323
jnuetzman@cvcky.org
Amanda Shaff
Loan Officer
1302 Scottsville Rd
Bowling Green, KY 42123
(270) 393-4391
AShaff@ambanking.com
Debbie McCormick
Loan Officer
1302 Scottsville Rd
Bowling Green, KY 42123
(270) 783-3951
dmccormick@ambanking.com
Janie Hurt
Loan Officer
1302 Scottsville Rd
Bowling Green, KY 42123
(270) 393-4374
jhurt@ambanking.com
Address
760 W Cherry St
Glasgow, KY
Contact
(270) 659-4008
Fax (301) 639-0804
gparker@citizensfirstbank.com
Address
923 College St Ste 300A
Bowling Green, KY
Contact
(270) 904-0323
Fax (301) 639-0804
jnuetzman@cvcky.org
Address
1302 Scottsville Rd
Bowling Green, KY
Contact
(270) 393-4391
Fax (301) 639-0804
AShaff@ambanking.com