Compare Today’s Refinance Rates for Germantown, Kentucky 41044
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Germantown, Kentucky 41044.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Germantown, Kentucky 41044. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,675 or $10 per month in Germantown and other parts of Bracken county.
Summary of Average Refinances in Germantown, Kentucky 41044
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Interactive Refinance Rate Projections for Germantown, Kentucky 41044
Pureloan has developed an interactive chart to monitor the five largest local lenders in Germantown, KY 41044, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Germantown, Kentucky 41044 from 2024 - 2016
The following historical data provides insights into refinancing trends in Germantown, Kentucky and the surrounding Bracken county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 76.74% | 44.89% | 46.59% | 43.94% | 48.70% | 43.86% | 35.10% | 29.42% | 39.64% |
avg refi rate | 6.41% | 3.56% | 3.02% | 3.32% | 4.10% | 4.58% | 4.14% | 3.91% | 4.05% |
% 15 year fixed refinance | 16.28% | 35.38% | 31.05% | 35.10% | 33.54% | 37.34% | 43.02% | 45.80% | 38.28% |
avg refi rate | 5.66% | 2.83% | 2.55% | 2.87% | 3.59% | 3.81% | 3.21% | 2.95% | 3.09% |
Avg credit score | 747.88 | 761.29 | 760.82 | 764.05 | 756.19 | 754.21 | 756.51 | 761.87 | 761.06 |
Avg LTV (loan to value) | 56.86% | 58.65% | 63.25% | 68.21% | 68.00% | 67.51% | 68.67% | 68.82% | 71.81% |
Avg DTI (debt to income) | 34.93 | 30.91 | 28.93 | 28.42 | 29.72 | 30.59 | 29.80 | 28.89 | 29.57 |
Avg refinance insurance % | 1.72% | 0.78% | 1.40% | 3.18% | 3.71% | 2.79% | 3.57% | 4.07% | 5.82% |
Best Refinance Brokers around Germantown, Kentucky 41044
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Germantown, Kentucky 41044, we have compiled a list of top refinance brokers to assist you in the process.
Brigitte Loze
Loan Officer
7000 Houston Rd
Florence, KY 41044
(859) 750-4641
brigitte.loze@AmericanMortgage.com
ASHLEY BOSTON
Mortgage Banker
4895 Houston Rd
Florence, KY 41044
(859) 353-0932
aalexander@smcapproved.com
ANNA PITCOCK
Mortgage Banker
4895 Houston Rd
Florence, KY 41044
(859) 455-8495
apitcock@smcapproved.com
BARB BOWLING
Mortgage Banker
4895 Houston Rd
Florence, KY 41044
(502) 208-8957
bbowling@smcapproved.com
BEV LEONHARDT
Senior Mortgage Banker
4895 Houston Rd
Florence, KY 41044
(502) 208-8447
bleonhardt@smcapproved.com
Address
7000 Houston Rd
Florence, KY
Contact
(859) 750-4641
Fax (301) 639-0804
brigitte.loze@AmericanMortgage.com
Address
4895 Houston Rd
Florence, KY
Contact
(859) 353-0932
Fax (301) 639-0804
aalexander@smcapproved.com
Address
4895 Houston Rd
Florence, KY
Contact
(859) 455-8495
Fax (301) 639-0804
apitcock@smcapproved.com