Compare Today’s Refinance Rates for Hardyville, Kentucky 42746
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hardyville, Kentucky 42746.
With a 30-year amortization refinance in Hardyville and surrounding areas of Hart county, our calculations show that you can expect to save up to $18,890 over the lifetime of your mortgage, or a monthly savings of $52. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hardyville, Kentucky 42746.
Summary of Average Refinances in Hardyville, Kentucky 42746
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Interactive Refinance Rate Projections for Hardyville, Kentucky 42746
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hardyville, KY 42746, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hardyville, Kentucky 42746 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hardyville, Kentucky and the surrounding Hart county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 53.33% | 39.10% | 64.29% | 60.71% | 41.89% | 39.38% | 43.58% | 41.52% | |
avg refi rate | 4.09% | 3.97% | 4.07% | 4.50% | 3.70% | 3.86% | 4.60% | 4.87% | |
% 15 year fixed refinance | 33.33% | 39.10% | 27.68% | 30.36% | 41.89% | 41.70% | 36.70% | 40.63% | |
avg refi rate | 3.09% | 3.06% | 3.21% | 3.57% | 2.92% | 3.11% | 3.80% | 4.18% | |
Avg credit score | 747.62 | 745.83 | 746.93 | 741.47 | 752.83 | 756.38 | 753.98 | 752.07 | |
Avg LTV (loan to value) | 72.58% | 69.73% | 72.82% | 71.15% | 67.30% | 69.64% | 68.13% | 66.89% | |
Avg DTI (debt to income) | 31.78 | 29.55 | 31.18 | 31.92 | 27.47 | 28.31 | 29.36 | 29.75 | |
Avg refinance insurance % | 4.09% | 1.92% | 3.09% | 2.78% | 1.75% | 2.52% | 1.94% | 2.02% |
Best Refinance Brokers around Hardyville, Kentucky 42746
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hardyville, Kentucky 42746, we have compiled a list of top refinance brokers to assist you in the process.
Steven Smith
Loan Officer
211?NORTH Main St
Leitchfield, KY 42746
(270) 259-3127
ssmith@cecilianbank.com
Tracie Oliver
Loan Officer
1808 N Dixie Hwy
Elizabethtown, KY 42746
(270) 737-1593
toliver@cecilianbank.com
Adam Hinton
Loan Officer
1808 N Dixie Hwy
Elizabethtown, KY 42746
(270) 737-1593
ahinton@cecilianbank.com
Steven Barr
Loan Officer
1808 N Dixie Hwy
Elizabethtown, KY 42746
(270) 737-1593
sbarr@cecilianbank.com
Billy Cann
Loan Officer
1808 N Dixie Hwy
Elizabethtown, KY 42746
(270) 737-1593
bcann@cecilianbank.com
Address
211?NORTH Main St
Leitchfield, KY
Contact
(270) 259-3127
Fax (301) 639-0804
ssmith@cecilianbank.com
Address
1808 N Dixie Hwy
Elizabethtown, KY
Contact
(270) 737-1593
Fax (301) 639-0804
toliver@cecilianbank.com
Address
1808 N Dixie Hwy
Elizabethtown, KY
Contact
(270) 737-1593
Fax (301) 639-0804
ahinton@cecilianbank.com