Compare Today’s Refinance Rates for Loretto, Kentucky 40037
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Loretto, Kentucky 40037.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Loretto, Kentucky 40037. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,176 or $25 per month in Loretto and other parts of Marion county.
Summary of Average Refinances in Loretto, Kentucky 40037
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Interactive Refinance Rate Projections for Loretto, Kentucky 40037
Pureloan has developed an interactive chart to monitor the five largest local lenders in Loretto, KY 40037, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Loretto, Kentucky 40037 from 2024 - 2016
The following historical data provides insights into refinancing trends in Loretto, Kentucky and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.87% | 57.88% | 58.18% | 55.66% | 60.74% | 63.45% | 58.30% | 59.29% | 55.06% |
avg refi rate | 6.46% | 3.71% | 2.95% | 3.23% | 4.09% | 4.55% | 4.12% | 3.85% | 4.06% |
% 15 year fixed refinance | 16.13% | 24.55% | 24.70% | 27.29% | 20.39% | 25.89% | 27.94% | 31.53% | 27.68% |
avg refi rate | 5.41% | 2.85% | 2.41% | 2.73% | 3.59% | 3.92% | 3.21% | 3.08% | 3.26% |
Avg credit score | 740.52 | 741.28 | 753.57 | 759.81 | 756.97 | 749.46 | 745.92 | 754.47 | 757.05 |
Avg LTV (loan to value) | 62.10% | 60.36% | 66.15% | 68.49% | 71.62% | 66.00% | 70.26% | 69.77% | 71.38% |
Avg DTI (debt to income) | 35.48 | 33.16 | 30.55 | 30.10 | 31.94 | 31.10 | 32.71 | 30.12 | 30.43 |
Avg refinance insurance % | 1.61% | 0.88% | 1.91% | 2.84% | 4.64% | 2.70% | 2.87% | 3.46% | 4.18% |
Best Refinance Brokers around Loretto, Kentucky 40037
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Loretto, Kentucky 40037, we have compiled a list of top refinance brokers to assist you in the process.
Jim Richardson
Loan Officer
136 W Main St
Lebanon, KY 40037
(270) 692-3177
jimrichardson@fnblebanon.com
Brad Mattingly
Loan Officer
136 W Main St
Lebanon, KY 40037
(270) 692-3177
bradmattingly@fnblebanon.com
Ashley Higdon
Mortgage Banker
15 Court Sq
Lebanon, KY 40037
(270) 692-1771
ahigdon@smcapproved.com
Andrea Sheridan
Processor
15 Court Sq
Lebanon, KY 40037
(270) 692-1771
asheridan@smcapproved.com
Kris King
Mortgage Specialist
107 N 3rd St
Bardstown, KY 40037
(270) 769-5099
kking@wilsonmuirbank.com
Address
136 W Main St
Lebanon, KY
Contact
(270) 692-3177
Fax (301) 639-0804
jimrichardson@fnblebanon.com
Address
136 W Main St
Lebanon, KY
Contact
(270) 692-3177
Fax (301) 639-0804
bradmattingly@fnblebanon.com
Address
15 Court Sq
Lebanon, KY
Contact
(270) 692-1771
Fax (301) 639-0804
ahigdon@smcapproved.com