Compare Today’s Refinance Rates for Saint Charles, Kentucky 42453
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Charles, Kentucky 42453.
With a 30-year amortization refinance in Saint Charles and surrounding areas of Hopkins county, our calculations show that you can expect to save up to $5,380 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Saint Charles, Kentucky 42453.
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Summary of Average Refinances in Saint Charles, Kentucky 42453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Saint Charles, Kentucky 42453
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Charles, KY 42453, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Charles, Kentucky 42453 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Charles, Kentucky and the surrounding Hopkins county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.65% | 50.00% | 46.34% | 58.24% | 56.79% | 60.36% | 54.21% | 45.26% |
| avg refi rate | 6.13% | 3.95% | 3.06% | 3.34% | 4.53% | 4.65% | 4.17% | 4.02% | 4.09% |
| % 15 year fixed refinance | 24.18% | 28.53% | 30.08% | 18.68% | 33.33% | 31.53% | 37.38% | 38.95% | |
| avg refi rate | 2.78% | 2.41% | 2.72% | 3.54% | 3.90% | 3.24% | 3.00% | 3.22% | |
| Avg credit score | 750.57 | 737.95 | 742.92 | 747.83 | 740.32 | 735.53 | 733.86 | 739.28 | 751.14 |
| Avg LTV (loan to value) | 66.86% | 65.48% | 70.15% | 73.33% | 69.37% | 70.51% | 71.57% | 71.89% | 70.66% |
| Avg DTI (debt to income) | 35.14 | 31.93 | 31.00 | 30.89 | 31.84 | 33.23 | 30.97 | 31.75 | 29.41 |
| Avg refinance insurance % | 1.71% | 1.09% | 2.95% | 4.79% | 2.41% | 1.89% | 1.77% | 2.11% | 2.83% |
Best Refinance Brokers around Saint Charles, Kentucky 42453
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Charles, Kentucky 42453, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Lisa Compton
Mortgage Specialist
44 Public Sq
Somerset, KY 42453
(606) 679-6341
lcompton@cnbsomerset.com
Address
44 Public Sq
Somerset, KY
Contact
(606) 679-6341
Fax (301) 639-0804
lcompton@cnbsomerset.com