Compare Today’s Refinance Rates for Baton Rouge, Louisiana

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Baton Rouge, Louisiana 70807. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Baton Rouge and other areas of East Baton Rouge county, expected lifetime cash savings are $4,762 or $13 / month.

For Baton Rouge, Louisiana 70807, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Baton Rouge, Louisiana 70807

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Baton Rouge, LA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Baton Rouge, LA 70807, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Baton Rouge, LA

Refinance Rates for Baton Rouge, Louisiana 70807 from 2013 - 2020

Below are historical data on refinancing in Baton Rouge, Louisiana and around East Baton Rouge county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Baton Rouge, Louisiana 70807

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Baton Rouge, Louisiana 70807, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jana Waguespack

Loan Officer Assistant

4884 Bluebonnet Boulevard

Baton Rouge, LA 70807

(225) 239-7149

jwaguespack@lendtheway.com

Justin Tregre

Construction Loan Officer

9029 Jefferson Highway

Baton Rouge, LA 70807

(225) 208-1413

jtregre@lendtheway.com

Erica Roberts

Loan Officer

4884 Bluebonnet Boulevard

Baton Rouge, LA 70807

(225) 930-5960

eroberts@lendtheway.com

Laura Pecot

Loan Officer

18212 E. Petroleum Drive Suite 5A

Baton Rouge, LA 70807

(225) 248-6021

lpecot@lendtheway.com

Monica Musemeche

Construction Loan Officer

9029 Jefferson Highway

Baton Rouge, LA 70807

(225) 367-6950

mmusemeche@lendtheway.com

Address

4884 Bluebonnet Boulevard

Baton Rouge, LA

Contact

(225) 239-7149

Fax (301) 639-0804

jwaguespack@lendtheway.com

Address

9029 Jefferson Highway

Baton Rouge, LA

Contact

(225) 208-1413

Fax (301) 639-0804

jtregre@lendtheway.com

Address

4884 Bluebonnet Boulevard

Baton Rouge, LA

Contact

(225) 930-5960

Fax (301) 639-0804

eroberts@lendtheway.com

Refinancing News for Baton Rouge, Louisiana 70807