Compare Today’s Refinance Rates for Jonesville, Louisiana 71343
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jonesville, Louisiana 71343.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,379 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Jonesville and other areas of Catahoula county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Jonesville, Louisiana 71343
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Interactive Refinance Rate Projections for Jonesville, Louisiana 71343
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jonesville, LA 71343, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jonesville, Louisiana 71343 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jonesville, Louisiana and the surrounding Catahoula county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 55.95% | 46.51% | 43.50% | 71.93% | 72.55% | 62.79% | 58.00% | 52.63% |
avg refi rate | 6.29% | 3.95% | 2.96% | 3.26% | 4.29% | 4.50% | 3.98% | 3.90% | 3.84% |
% 15 year fixed refinance | 16.67% | 26.19% | 41.40% | 33.33% | 17.54% | 21.57% | 25.58% | 24.00% | 33.33% |
avg refi rate | 6.00% | 3.08% | 2.47% | 2.76% | 3.55% | 4.07% | 3.56% | 3.09% | 3.15% |
Avg credit score | 728.83 | 737.93 | 743.22 | 745.59 | 739.56 | 736.18 | 734.28 | 735.16 | 745.60 |
Avg LTV (loan to value) | 77.50% | 69.67% | 70.91% | 73.42% | 76.86% | 73.14% | 72.14% | 74.50% | 74.68% |
Avg DTI (debt to income) | 35.67 | 32.67 | 31.10 | 31.07 | 33.81 | 31.71 | 31.60 | 31.94 | 30.72 |
Avg refinance insurance % | 11.17% | 5.24% | 4.82% | 5.28% | 8.16% | 5.63% | 6.09% | 5.98% | 4.40% |
Best Refinance Brokers around Jonesville, Louisiana 71343
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jonesville, Louisiana 71343, we have compiled a list of top refinance brokers to assist you in the process.
Marci Laborde
President/Loan Officer
1412B Peterman Dr
Alexandria, LA 71343
(318) 561-8020
marci@magnoliastate.biz
Leigh Maxey
Loan Processor
1412B Peterman Dr
Alexandria, LA 71343
(318) 561-8020
leigh@magnoliastate.biz
Linda Lemoine
Vice President
1412 Peterman Dr
Alexandria, LA 71343
(318) 561-8020
Linda.Lemoine@magnoliastate.biz
Dusty Lofton
Mortgage Banker
3820 Jackson Street Extension
Alexandria, LA 71343
(225) 343-9817
dusty.lofton@chase.com
Terri Duke
Mortgage Lender
1439 Centre Court
Alexandria, LA 71343
(318) 427-3715
terri.duke@regions.com
Address
1412B Peterman Dr
Alexandria, LA
Contact
(318) 561-8020
Fax (301) 639-0804
marci@magnoliastate.biz
Address
1412B Peterman Dr
Alexandria, LA
Contact
(318) 561-8020
Fax (301) 639-0804
leigh@magnoliastate.biz
Address
1412 Peterman Dr
Alexandria, LA
Contact
(318) 561-8020
Fax (301) 639-0804
Linda.Lemoine@magnoliastate.biz