Compare Today’s Refinance Rates for Luling, Louisiana 70070
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Luling, Louisiana 70070.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,341 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Luling and other areas of Saint Charles county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Luling, Louisiana 70070
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Interactive Refinance Rate Projections for Luling, Louisiana 70070
Pureloan has developed an interactive chart to monitor the five largest local lenders in Luling, LA 70070, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Luling, Louisiana 70070 from 2024 - 2016
The following historical data provides insights into refinancing trends in Luling, Louisiana and the surrounding Saint Charles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
| avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
| % 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
| avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
| Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
| Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
| Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
| Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Luling, Louisiana 70070
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Luling, Louisiana 70070, we have compiled a list of top refinance brokers to assist you in the process.
Keisha Riley
Mortgage Banker
4100 Lapalco Blvd
Marrero, LA 70070
(504) 328-2665
keisha.l.riley@chase.com
Kasey Sartin
Loanr
701 Poydras Street Suite 300 Plaza
New Orleans, FL 70070
(504) 569-3782
ksartin@stanmor.com
Dana Blondiau
Mortgage Loan Originator
3221 Behrman Pl Ste 205A
New Orleans, LA 70070
(504) 599-5742
DanaBlondiau@gulfbank.com
Sara Fernandez
Mortgage Loan Originator
3221 Behrman Pl Ste 205A
New Orleans, LA 70070
(504) 599-5747
SaraFernandez@gulfbank.com
Tracey Textor
Reverse Mortgage Specialist
101 W Robert E Lee Blvd
New Orleans, LA 70070
(504) 481-1835
TraceyTextor@gulfbank.com
Address
4100 Lapalco Blvd
Marrero, LA
Contact
(504) 328-2665
Fax (301) 639-0804
keisha.l.riley@chase.com
Address
701 Poydras Street Suite 300 Plaza
New Orleans, FL
Contact
(504) 569-3782
Fax (301) 639-0804
ksartin@stanmor.com
Address
3221 Behrman Pl Ste 205A
New Orleans, LA
Contact
(504) 599-5742
Fax (301) 639-0804
DanaBlondiau@gulfbank.com