Compare Today’s Refinance Rates for Prairieville, Louisiana 70769
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Prairieville, Louisiana 70769.
With a 30-year amortization refinance in Prairieville and surrounding areas of Ascension county, our calculations show that you can expect to save up to $4,894 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Prairieville, Louisiana 70769.
Summary of Average Refinances in Prairieville, Louisiana 70769
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Interactive Refinance Rate Projections for Prairieville, Louisiana 70769
Pureloan has developed an interactive chart to monitor the five largest local lenders in Prairieville, LA 70769, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Prairieville, Louisiana 70769 from 2024 - 2016
The following historical data provides insights into refinancing trends in Prairieville, Louisiana and the surrounding Ascension county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 59.88% | 57.74% | 58.08% | 68.20% | 52.61% | 46.80% | 57.32% | 58.21% | |
avg refi rate | 4.10% | 3.95% | 4.08% | 4.48% | 3.76% | 3.91% | 4.57% | 4.82% | |
% 15 year fixed refinance | 29.01% | 30.13% | 26.46% | 19.82% | 37.15% | 37.19% | 30.27% | 29.01% | |
avg refi rate | 3.26% | 3.15% | 3.28% | 3.73% | 3.03% | 3.25% | 3.77% | 4.19% | |
Avg credit score | 742.22 | 738.95 | 746.59 | 743.34 | 750.86 | 753.81 | 742.88 | 749.90 | |
Avg LTV (loan to value) | 75.10% | 74.12% | 75.81% | 74.77% | 71.91% | 70.08% | 70.87% | 68.99% | |
Avg DTI (debt to income) | 33.20 | 32.03 | 31.56 | 31.69 | 29.68 | 28.93 | 30.12 | 30.48 | |
Avg refinance insurance % | 6.60% | 6.89% | 7.23% | 6.27% | 5.12% | 3.52% | 3.76% | 2.94% |
Best Refinance Brokers around Prairieville, Louisiana 70769
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Prairieville, Louisiana 70769, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Cooper
Mortgage Loan Originator
7235 Jefferson Hwy
Baton Rouge, LA 70769
(225) 757-4453
LisaCooper@gulfbank.com
Roger Acosta
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70769
(225) 490-6633
Racosta@gmfslending.com
Karen Drez
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70769
(225) 490-6644
Kdrez@gmfslending.com
Dawnyail Faldetta
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70769
(225) 214-6625
Dfaldetta@gmfslending.com
Shanna Patterson
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70769
(225) 214-5014
Spatterson@gmfslending.com
Address
7235 Jefferson Hwy
Baton Rouge, LA
Contact
(225) 757-4453
Fax (301) 639-0804
LisaCooper@gulfbank.com
Address
7389 Florida Blvd Ste 200A
Baton Rouge, LA
Contact
(225) 490-6633
Fax (301) 639-0804
Racosta@gmfslending.com
Address
7389 Florida Blvd Ste 200A
Baton Rouge, LA
Contact
(225) 490-6644
Fax (301) 639-0804
Kdrez@gmfslending.com